The role of informal microfinance institutions in saving

6. To identify gaps/shortfalls (i.e. lack of consideration of intangible benefits and costs,
lack of consideration of the human element or other important factors which lead to
adequate SACCOs’ assessment models.
7. Identify the extent to which different cooperatives’ managers at different management
levels are satisfied with the existing SACCOs operating system.
8. To suggest measures that can be adopted by savings and credit cooperatives societies
(SACCOs) to improve their overall operations in Tanzania.
9. To come up with the suggestions on how to design and driven rural financial service
programs that will help finance rural activities in Tanzania.
10. To assess the how gender issue will be integrated in the proposed rural Financial
service program, in order to gender issue and poverty situation in rural areas of
Tanzania.
11. To propose an effective mechanism in which apart from extending micro loans
collaborative rural micro-finance institutions in Tanzania
12. To propose a mechanism that will facilitate non-financial NGOs, financial NGOs,
formal banks and other organizations to involve fully in the Provision of financial
services in rural areas.
13. To design the program that will offer micro-finance business undertaking Training to
rural population.
The high degree of poverty and unemployment with their attendant high crime rate in
Tanzania has been of great concern to the various governments (central and local) as well as
the civil society. All and sundry have been seriously agitated as to what to do in order to
reduce the crippling poverty, high level of ignorance, disease, high infant-mortality rate, and
the rather embarrassing high unemployment rate in Tanzania. Given the vital and salutary role
and contributions, which Micro finance institutions play in other developed and developing
economies, and considering the on-going reforms by the government of Tanzania, which are
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