MasterCard Rules (PDF)

Merchants
5.11 Prohibited Practices
2. The Merchant discount fee is any fee a Merchant pays to an Acquirer so that
the Acquirer will acquire the Transactions of the Merchant.
NOTE
Variations to this Rule appear in Chapter 10, “Asia/Pacific Region Rules, ”Section
10a, “New Zealand Rules,” Section 11a, “Canada Region Code of Conduct Related
Rules,” and Chapter 12, “Europe Region Rules,” and Chapter 15, “United States
Region Rules.”
5.11.3 Minimum/Maximum Transaction Amount Prohibited
A Merchant must not require, or indicate that it requires, a minimum or
maximum Transaction amount to accept a valid and properly presented Card.
NOTE
A variation to this Rule appears in Chapter 10, “Asia/Pacific Region Rules”;
Chapter 13, “Latin America and the Caribbean Region Rules”; and Chapter 15,
“United States Region Rules.”
5.11.4 Scrip-dispensing Terminals
Cards must not be accepted at terminals that dispense scrip.
5.11.5 Prohibited Transactions
A Merchant must not submit for payment into interchange, and a Customer must
not accept from a Merchant for submission into interchange, any Transaction
that:
1. Represents the refinancing or transfer of an existing Cardholder obligation
that is deemed to be uncollectible, or
2. Arises from the dishonor of a Cardholder’s personal check, or
3. Arises from the acceptance of a Card at a terminal that dispenses scrip.
5.11.6 Payment by Other Means
A Merchant must not accept any payment from a customer in any other form
(for example, cash or check) with respect to a charge for products or services
reflected on a TID resulting from the use of a Card. A Merchant also must not
accept a Card as payment for products or services for which the Merchant
has received or expects to receive payment in any other form, whether from
the customer or a third party.
A disputed Transaction involving payment by other means may be eligible for
chargeback under message reason code 4831 (Transaction Amount Differs).
Refer to Chargeback Guide section 3.16 for more information.
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MasterCard Rules • 12 December 2012 5-17