MasterCard Rules (PDF)

Canada Region Rules
Section 11a—Canada Region Code of Conduct Related Rules
Section 11a—Canada Region Code of Conduct Related
Rules
Organization of this Section
The Rules in this Section 11a are variances and additions to the “global” Rules
that apply to:
1. Cards issued in the Canada Region and presented for payment in the
Canada Region;
2. Transactions that take place in the Canada Region; and
3. Merchants and Acquirers of those Transactions.
Customers and Merchants must continue to comply with the global Rules with
respect to Cards (as defined in the global Rules) issued by Customers outside
of the Canada Region and presented for payment at Merchant locations in the
Canada Region, unless otherwise agreed by the Corporation.
Definitions
Solely for purposes of Rules in this Section 11a, the following terms have the
meanings set forth below:
1. “Card” shall mean a card issued by a Customer pursuant to License and in
accordance with the Standards that provides access to a credit and debit
MasterCard account. Unless otherwise stated herein, this definition does not
include an Access Device or a Mobile Payment Device.
2. “Cardholder” shall mean the authorized user of a Card issued by a Customer.
3. “Debit MasterCard Card” or “Debit Card” shall mean any Card issued in
the Region, by a Regional Customer, that when presented for payment in
Canada, accesses, debits, holds, or settles funds from a consumer’s demand
deposit account.
4. “Other Card” shall mean any Card that is not defined as a “Debit Card”
or “Debit MasterCard Card.”
5. “Premium Card” shall mean a Card that is issued in the Region by a
Regional Customer to a well-defined class of Cardholders in accordance
with MasterCard requirements and specification for same.
6. “Transaction” shall mean the sale of goods or services by a Merchant to a
Cardholder pursuant to acceptance of a Card by the Merchant.
2.6 Obligation to Issue Cards
Rule 2.6 of Chapter 2, “Licensing and Licensed Activities,” is modified to include
the following:
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MasterCard Rules • 12 December 2012 11-5