MasterCard Rules (PDF)

Table of Contents
3.9 Additional Customer Obligations ..................................................................................... 15-7
3.9.4 Integrity of Brand and Network .............................................................................. 15-7
3.10 Limitation of Liability of Cardholders for Unauthorized Use.......................................... 15-8
3.13 Account Access .............................................................................................................. 15-9
4.1 Right to Use the Marks..................................................................................................... 15-9
4.1.2 Protection and Registration of the Marks ................................................................ 15-9
4.2 General Rules for Use of the Marks ................................................................................. 15-9
4.2.6.6 Use on Cards ........................................................................................................ 15-9
4.2.12 Use of a Competing Mark on Cards ...................................................................... 15-9
4.2.13 Use of Other Acceptance Marks on Cards............................................................15-10
5.11 Prohibited Practices.......................................................................................................15-10
5.11.1 Discrimination ......................................................................................................15-10
5.11.2 Charges to Cardholders ........................................................................................15-11
5.11.3 Minimum/Maximum Transaction Amount Prohibited...........................................15-11
5.11.8 Disparagement .....................................................................................................15-12
6.2 Affinity and Co-brand Card Program ..............................................................................15-12
6.2.5 Multiple Partners ....................................................................................................15-12
7.2 Service Provider Categories.............................................................................................15-13
7.1.2 Third Party Processor .............................................................................................15-13
7.3 General Obligations ........................................................................................................15-14
7.3.2 Notification to the Corporation ..............................................................................15-14
7.6 Service Provider Registration...........................................................................................15-15
7.6.2 Registration Requirements for Type I TPPs............................................................15-15
7.6.3 Registration Requirements for Type III TPPs..........................................................15-15
8.1 Transaction Requirements...............................................................................................15-16
8.2 Authorization Requirements............................................................................................15-16
8.2.1 Full and Partial Reversals .......................................................................................15-16
8.2.2 Full and Partial Approvals and Account Balance Responses..................................15-19
8.4 Requirements for Specific Transaction Types..................................................................15-21
8.4.1 Chip Transactions and Acceptance at Hybrid POS Terminals ................................15-21
8.4.4 MasterCard PayPass Transactions...........................................................................15-22
8.4.9 Automated Fuel Dispenser Transactions ................................................................15-22
8.4.14 Refund Transactions .............................................................................................15-23
8.9 Acquirer Host System Requirements ...............................................................................15-23
8.10 Cash Disbursements......................................................................................................15-23
8.10.1 Nondiscrimination ................................................................................................15-23
©1969–2012 MasterCard. Proprietary. All rights reserved.
MasterCard Rules • 12 December 2012 xv