MasterCard Rules (PDF)

Table of Contents
9.1 Definitions.......................................................................................................................... 9-1
9.2 Net Settlement.................................................................................................................... 9-1
9.2.1 Settlement Finality..................................................................................................... 9-1
9.3 Currency Conversion ......................................................................................................... 9-2
9.4 Interchange and Service Fees ............................................................................................ 9-2
9.5 Establishment of Intracountry Interchange and Service Fees............................................. 9-2
9.5.1 Default Intracountry Fees.......................................................................................... 9-3
9.5.2 Intraregional Fees...................................................................................................... 9-4
9.5.3 Bilateral Agreement................................................................................................... 9-4
9.6 Cost Studies........................................................................................................................ 9-4
9.6.1 Allocation of Expenses.............................................................................................. 9-4
9.6.2 Noncompliance with a Cost Study ............................................................................ 9-5
Compliance Zones ................................................................................................................... 9-5
Chapter 10 Asia/Pacific Region Rules.................................................. 10-i
Organization of this Chapter.................................................................................................. 10-1
3.2 Conduct of Activity .......................................................................................................... 10-1
3.2.7 Acquirers ................................................................................................................. 10-1
3.6 Provision and Use of Information.................................................................................... 10-1
3.6.1 Obligation of Customer to Provide Information...................................................... 10-1
3.10 Limitation of Liability of Cardholders for Unauthorized Use.......................................... 10-2
4.1 Right to Use the Marks..................................................................................................... 10-3
4.1.2 Protection and Registration of the Marks ................................................................ 10-3
4.2 General Rules for Use of Marks ....................................................................................... 10-3
4.2.12 Use of a Competing Mark on Cards ...................................................................... 10-3
4.2.13 Use of Other Acceptance Marks on Cards............................................................. 10-4
5.11 Prohibited Practices........................................................................................................ 10-4
5.11.1 Discrimination ....................................................................................................... 10-4
5.11.2 Charges to Cardholders ......................................................................................... 10-5
5.11.3 Minimum/Maximum Transaction Amount Prohibited............................................ 10-5
5.11.8 Disparagement ...................................................................................................... 10-6
5.13 Discounts or Other Benefits at the Point of Interaction ................................................. 10-6
6.2 Affinity and Co-Brand Card Programs.............................................................................. 10-7
6.2.5 Multiple Partners ..................................................................................................... 10-7
6.3 Brand Value Transactions and Proprietary Accounts........................................................ 10-7
6.3.2 Fees and Reporting Requirements........................................................................... 10-7
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MasterCard Rules • 12 December 2012 ix