MasterCard Rules (PDF)

3.6.2 Confidential Information of Customers
Customer Obligations
3.6 Provision and Use of Information
The Corporation and its parents, subsidiaries and affiliates (herein collectively
referred to as the “Corporation’s Affiliates”) will not use or disclose confidential
information or Confidential Transaction Data furnished to it by Customers or
Merchants except to the extent that the use or disclosure is in compliance
with applicable law and as specifically provided herein. “Confidential
Transaction Data” means any information provided to the Corporation or any
of the Corporation’s Affiliates by a Customer or Merchant if that information
enables the Corporation or any of the Corporation’s Affiliates to determine an
individual’s identity or includes a Card account number. The Corporation or the
Corporation’s affiliates may use and/or disclose confidential information and
Confidential Transaction Data only as follows:
1. For the benefit of the Customer supplying the information to support the
Customer’s Program and/or Activities;
2. As may be appropriate, to the Corporation’s and the Corporation’s Affiliates’
staff, accountants, auditors, or counsel;
3. As may be required or requested by any judicial process or governmental
agency having or claiming jurisdiction over the Corporation or the
Corporation’s Affiliates;
4. As required for processing Transactions, including authorization, clearing,
and settlement;
5. For accounting, auditing, billing, reconciliation, and collection activities; or
6. For the purpose of processing and/or resolving chargebacks or other
disputes;
7. For the purpose of protecting against or preventing actual or potential
fraud, unauthorized transactions, claims, or other liability, including to third
parties providing these services;
8. For the purpose of managing risk exposures, franchise quality, and
compliance with the Standards;
9. For the purpose of providing other products or services to Customers or
other third parties, except that any Confidential Transaction Data provided
in such products or services will only be provided to a Customer and will
consist solely of Confidential Transaction Data provided to the Corporation
or to any of the Corporation’s Affiliates by that Customer;
10. For the purpose of administering sweepstakes, contests, or other marketing
promotions;
11. For preparing internal reports for use by the Corporation or the
Corporation’s Affiliates, staff, management, and consultants in operating,
evaluating, and managing Corporation business;
12. For preparing and furnishing compilations, analyses, and other reports of
aggregated information, and anonymizing confidential information and/or
Confidential Transaction Data, provided that such compilations, analyses, or
other reports do not identify any (i) Customer other than the Customer for
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MasterCard Rules • 12 December 2012 3-11