MasterCard Rules (PDF)

2.7 Liability for Assigned ICAs and BINs
Europe Region Rules
Section 12a—Europe Region Debit-related Rules
Rule 2.7 of Chapter 2, “Licensing and Licensed Activities,” is modified to include
the following:
Transaction/BIN Identification. Debit MasterCard Card Issuers must use
specific and unique bank identification numbers (BINs) for Debit MasterCard
Cards. Acquirers must provide a complete list of the BINs that apply to Debit
MasterCard Cards to their Merchants upon any form of reasonable request.
4.2 General Rules for Use of the Marks
4.2.6 Particular Use of a Mark
4.2.6.6 Use on Cards
Rule 4.2.6.6 of Chapter 4, “Trademarks and Service Marks,” is modified to
include the following:
Debit MasterCard Hologram. Debit MasterCard Card Issuers must replace the
MasterCard Global Hologram with the Debit MasterCard Hologram.
When the Debit MasterCard Hologram is on the Card back, placement of the
word “Debit” on the Card front is recommended.
Debit MasterCard Cards must conform to the Standards set forth in the Security
Rules and Procedures and Card Design Standards manuals.
5.8 Card Acceptance Requirements
5.8.1 Honor All Cards
Rule 5.8.1 of Chapter 5, “Merchants,” is modified as follows:
1. If Debit MasterCard Cards are Accepted. Merchants in a Debit MasterCard
Country that choose to accept Debit MasterCard Cards issued in the Europe
Region but not Other Cards issued in the Europe Region must honor
all valid Debit MasterCard Cards issued in the Europe Region without
discrimination, when properly presented for payment. The Merchant must
not discriminate among customers seeking to make purchases with a Debit
MasterCard Card issued in the Europe Region.
2. If Other Cards are Accepted. Merchants in a Debit MasterCard Country that
choose to accept Other Cards must honor all valid Debit MasterCard Cards
issued in the Europe Region and all valid Other Cards issued in the Europe
Region and all valid Cards without discrimination, when properly presented
for payment. The Merchant must not discriminate among customers seeking
to make purchases with another Card.
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MasterCard Rules • 12 December 2012 12-31