MasterCard Rules (PDF)

Table of Contents
5.8 Card Acceptance Requirements ................................................................................. 11-7
5.11 Prohibited Practices.................................................................................................. 11-8
Chapter 12 Europe Region Rules ......................................................... 12-i
Organization of this Chapter.................................................................................................. 12-1
Definitions ............................................................................................................................. 12-1
1.2 Eligibility to be a Customer.............................................................................................. 12-2
1.2.1 Principal or Affiliate ................................................................................................ 12-2
2.3 Area of Use ...................................................................................................................... 12-2
2.3.1 Extending or Otherwise Modifying the Area of Use ............................................... 12-2
2.3.2 Central Acquiring .................................................................................................... 12-3
2.6 Obligation to Issue Cards................................................................................................. 12-6
3.1 Standards.......................................................................................................................... 12-6
3.1.3 Rules Applicable to Intracountry Transactions ........................................................ 12-6
3.1.4 Communication of Intracountry Fallback Rules ...................................................... 12-7
3.4 Choice of Laws ................................................................................................................ 12-7
3.6 Provision and Use of Information.................................................................................... 12-8
3.6.1 Obligation to Provide Information .......................................................................... 12-8
3.6.5 Data Protection ......................................................................................................12-10
3.8 Authorization Service ......................................................................................................12-12
3.8.3 Stand-In Processing Service....................................................................................12-12
3.8.4 Issuer Performance Standards ................................................................................12-12
3.10 Limitation of Liability of Cardholders for Unauthorized Use.........................................12-13
4.1 Right to Use the Marks....................................................................................................12-14
4.1.2 Protection and Registration of the Marks ...............................................................12-14
5.1 The Merchant Agreement................................................................................................12-15
5.1.2 Required Terms......................................................................................................12-15
5.4 Use of a Payment Facilitator ...........................................................................................12-15
5.4.1 Responsibility for Payment Facilitator and Sub-merchant Activity .........................12-15
5.8 Card Acceptance Requirements ......................................................................................12-15
5.8.2 Merchant Acceptance .............................................................................................12-15
5.11 Prohibited Practices.......................................................................................................12-15
5.11.2 Charges to Cardholders ........................................................................................12-15
5.13 Discounts or Other Benefits at the Point of Interaction ................................................12-16
6.2 Affinity and Co-Brand Card Programs.............................................................................12-16
6.2.5 Multiple Partners ....................................................................................................12-16
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MasterCard Rules • 12 December 2012 xi