MasterCard Rules (PDF)

United States Region Rules
3.13 Account Access
a. to Cards issued to an entity other than a natural person or primarily for
business, commercial, or agricultural purposes, except that the Rule
shall apply to the Card Programs for small businesses described on
www.mastercardbusiness.com; or
b. if a PIN is used as the Cardholder verification method for unauthorized
Transaction(s); or
c. to any Card issued or sold to a person until such time as that person’s
identity is registered by or on behalf of the Issuer in connection with
the issuance and/or use of such Card, which registration may include
appropriate customer identification program requirements.
3.13 Account Access >>
A credit Card that also provides access to a debit account at the point-of-sale
(POS) via personal identification number (PIN) functionality must enable that
Card to process any debit PIN POS transaction as a Maestro transaction.
4.1 Right to Use the Marks
4.1.2 Protection and Registration of the Marks
Rule 4.1.2 of Chapter 4, “Trademarks and Service Marks” is modified to include
the following:
No use of a Mark may be made on or in connection with any card, device or
other application associated with a payment service that the Corporation deems
to be competitive with any Activity except as set forth in this chapter.
4.2 General Rules for Use of the Marks
4.2.6.6 Use on Cards >>
Rule 4.2.6.6 of Chapter 4, “Trademarks and Service Marks,” is modified to
include the following:
An additional MasterCard Brand Mark must be present on the back of a credit
Card if another debit PIN POS mark also is present on the Card back.
4.2.12 Use of a Competing Mark on Cards
Rule 4.2.12 of Chapter 4, “Trademarks and Service Marks,” is modified to
include the following:
A competing debit point-of-sale mark may appear on a debit Card as set forth
in the Card Design Standards or as otherwise agreed to by the Corporation.
©1969–2012 MasterCard. Proprietary. All rights reserved.
MasterCard Rules • 12 December 2012 15-9