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MasterCard Rules (PDF)

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Europe Region <strong>Rules</strong><br />

Section 12a—Europe Region Debit-related <strong>Rules</strong><br />

5.8.2 Merchant Acceptance<br />

Rule 5.8.2 of Chapter 12, “Europe Region <strong>Rules</strong>,” is modified to permit<br />

Merchants in a Debit <strong>MasterCard</strong> Country to choose to accept only Debit<br />

<strong>MasterCard</strong> Cards issued in the Europe Region or both Debit <strong>MasterCard</strong> Cards<br />

and Other Cards issued in the Europe Region. Acquirers must inform existing<br />

and prospective merchants that they have this right.<br />

A merchant may choose to stop accepting Other Cards issued in the Europe<br />

Region by providing no less than 30 days advance written notice to its Acquirer.<br />

Acquirers must identify to the Corporation any Merchant in a Debit <strong>MasterCard</strong><br />

Country that chooses to accept Debit <strong>MasterCard</strong> Cards but not Other Cards<br />

issued in the Europe Region, and inform the Corporation of the reason for<br />

the Merchant’s decision.<br />

Merchants may request signage for the purpose of indicating their acceptance<br />

of Debit <strong>MasterCard</strong> Cards at www.mastercardweacceptdebit.com.<br />

5.8.6 Purchase with Cash Back Transactions<br />

A Merchant must offer purchase with cash back Transactions on all<br />

Europe-issued Debit <strong>MasterCard</strong> Cards if the Merchant offers this transaction<br />

type on any other debit brand.<br />

8.4 Requirements for Specific Transaction Types<br />

8.4.3 <strong>MasterCard</strong> PayPass Transactions<br />

8.4.3.4 Mobile <strong>MasterCard</strong> PayPass-M/Chip Transactions<br />

If a Merchant location deploys any POS Terminals capable of processing any<br />

contactless chip transactions with a PIN-based CVM, then the Acquirer must<br />

ensure that each such POS Terminal supports at least one of the following<br />

Cardholder verification methods:<br />

1. Online PIN verification for any Transaction; and/or<br />

2. Offline verification of the mobile PIN by the Mobile Payment Device for<br />

Mobile <strong>MasterCard</strong> PayPass-M/Chip Transactions.<br />

A Mobile <strong>MasterCard</strong> PayPass-M/Chip Transaction is a <strong>MasterCard</strong><br />

PayPass-M/Chip Transaction initiated with a Mobile Payment Device that<br />

contains Mobile <strong>MasterCard</strong> PayPass-M/Chip functionality. It is strongly<br />

recommended that POS Terminals currently supporting online PIN verification<br />

also support offline verification of the mobile PIN for Mobile <strong>MasterCard</strong><br />

PayPass-M/Chip Transactions.<br />

POS Terminals capable of processing <strong>MasterCard</strong> PayPass Transactions that<br />

exceed the chargeback protection amount with a PIN-based CVM must also<br />

support signature as a CVM option.<br />

©1969–2012 <strong>MasterCard</strong>. Proprietary. All rights reserved.<br />

12-32 12 December 2012 • <strong>MasterCard</strong> <strong>Rules</strong>

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