MasterCard Rules (PDF)

Cardholder-activated Terminal (CAT) Transactions
C.2.5 CAT Level 4: In-Flight Commerce (IFC) Terminals (CAT 4)
b. Notification that Transactions will be billed upon the Issuer’s approval
of the authorization request
c. For mailed purchase Transactions only, any additional shipping or
handling charges
d. Policy on refunds or returns
e. Provision for a paper TID
For gambling Transactions (where permitted), Merchants must additionally
disclose the following
a. Maximum winnings (USD 3,500) and maximum losses (USD 350)
b. Notification that the total net Transaction amount (whether a net win or
loss) will be applied to the Card account
c. Notification that Cardholder must be at least 18 years of age to play
d. Notification that some Issuers may not allow gambling
9. The Acquirer must ensure that the Merchant can provide an itemized TID
to the Cardholder by printing a TID at the passenger’s seat, printing a TID
from a centralized printer on the plane, or mailing a TID to the Cardholder.
The device must describe any mailed TID offer and, if accepted, must
require the Cardholder to input his or her name and address. For gambling
Transactions, the Merchant must provide a printed TID. Each TID must
contain:
a. Identification of the passenger’s flight, seat number, and date of
departure
b. Itemized Transaction detail
c. Gambling Transaction specified as a net win or net loss
d. The truncated Card account number
10. The Acquirer must not submit declined Transactions into clearing.
11. No surcharges or service fees may be assessed on any Transaction, including
gambling Transactions.
The following additional requirements apply with respect to gambling
Transactions:
1. Gambling Transactions are not permitted at CAT 4 devices acquired within
the Europe Region.
2. Net gambling losses cannot exceed USD 350 per flight per Card account.
Net payouts to Cardholders for gambling wins cannot exceed USD 3,500 per
flight per Card account. The Merchant must monitor losses and winnings
throughout the flight to ensure compliance.
3. A gambling win Transaction will result in posting of net winnings (credit) to
the Card account. Under no circumstance may winnings be paid in cash
or other form of payment.
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MasterCard Rules • 12 December 2012 C-7