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MasterCard Rules (PDF)

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Europe Region <strong>Rules</strong><br />

8.3 Card Acceptance Procedures<br />

a. For Merchants properly identified with MCC 5542, partial approval for<br />

all prepaid <strong>MasterCard</strong> and all Debit <strong>MasterCard</strong> (including prepaid)<br />

Card account ranges; and<br />

b. For Merchants properly identified with any of the MCCs listed below,<br />

with respect to Card-present Transactions conducted at attended<br />

terminals, partial approval and account balance response for all prepaid<br />

<strong>MasterCard</strong> and all Debit <strong>MasterCard</strong> (including prepaid) Card account<br />

ranges.<br />

MCC Description<br />

5310 Discount Stores<br />

5311 Department Stores<br />

5411 Grocery Stores, Supermarkets<br />

5541 Service Stations (with or without Ancillary Services)<br />

5612 Women’s Ready to Wear Stores<br />

5691 Men’s and Women’s Clothing Stores<br />

5732 Electronic Sales<br />

5812 Eating Places, Restaurants<br />

5814 Fast Food Restaurants<br />

5912 Drug Stores, Pharmacies<br />

5999 Miscellaneous and Specialty Retail Stores<br />

8.3 Card Acceptance Procedures<br />

8.3.3 Obtaining an Authorization<br />

8.3.3.1 When to Obtain an Authorization<br />

Rule 8.3.3.1 of Chapter 8, “Sales Transactions and Cash Disbursements,” is<br />

modified to include the following:<br />

The Merchant must obtain an online authorization from the Card Issuer for a<br />

magnetic stripe Transaction if the Card has a service code of X2X (Positive<br />

Online Authorization Required).<br />

The service code is encoded in the magnetic stripe in positions 5.1 through 5.3,<br />

in accordance with ISO 7813. Refer to section 3.10 of the Security <strong>Rules</strong> and<br />

Procedures manual for more information about service code values.<br />

©1969–2012 <strong>MasterCard</strong>. Proprietary. All rights reserved.<br />

<strong>MasterCard</strong> <strong>Rules</strong> • 12 December 2012 12-19

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