MasterCard Rules (PDF)

Sales Transactions and Cash Disbursements
8.4 Requirements for Specific Transaction Types
A Hybrid POS Terminal is identified in Transaction messages with the following
values:
• A value of 3, 5, 8, or 9 in DE 61 (Point-of-Service Data), Subfield 11
(POS Card Data Terminal Input Capability Indicator) in the Authorization
Request/0100 or Financial Transaction Request/0200 message, as described
in the Customer Interface Specification and Single Message System
Specifications manuals; and
• A value of 5, C, D, E, or M in DE 22 (Point of Service Data Code), Subfield 1
(Terminal Data: Card Data Input Capability) of the First Presentment/1240
message, as described in the IPM Clearing Formats manual.
A PIN-capable Hybrid POS Terminal is indicated when in addition, DE 22,
Subfield 2 (Terminal Data: Cardholder Authentication Capability), of the First
Presentment/1240 message contains a value of 1.
A chip-capable POS Terminal that does not satisfy all of the requirements to be a
Hybrid POS Terminal is deemed by the Corporation to be a magnetic stripe-only
POS Terminal and must be identified in Transaction messages as such.
For information about chip and chip/PIN liability shifts, see section 3.5 of the
Chargeback Guide.
NOTE
Additional Rules on this topic appear in Chapter 10, “Asia/Pacific Region Rules”;
Chapter 11, “Canada Region Rules”; Chapter 12, “Europe Region Rules”; Section
12b, “SEPA Rules”; Chapter 13, “Latin America and the Caribbean Region Rules”;
Chapter 14, “South Asia/Middle East/Africa Region Rules”; Section 14a, “South
Africa Rules”; and Chapter 15, “United States Region Rules.”
8.4.1.1 Hybrid POS Terminal Display Requirements
A Hybrid POS Terminal must:
1. Display to the Cardholder all mutually supported application labels or
preferred names. Multiple matching applications must be displayed in the
Issuer’s priority sequence.
2. Allow the Cardholder to select the application to be used when multiple
matching applications exist.
3. Display to the Cardholder the Transaction amount and Transaction currency,
if different from the Merchant’s or cash disbursement agent’s local currency.
Refer to Rule 8.6 for additional requirements relating to currency conversion.
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8-16 12 December 2012 • MasterCard Rules