MasterCard Rules (PDF)

More documents

Recommendations

Info

Merchants Compliance Zones Rule Number/Rule Title Category 5.2.4 Payments to Merchants B 5.2.5 Supplying Materials C 5.3 Merchant Monitoring A 5.4 Use of a Payment Facilitator A 5.5 Payment Facilitator Obligations A 5.5.1 Sub-merchant Screening Procedures A 5.5.2 MATCH Inquiry Required A 5.5.3 Sub-merchant Agreement A 5.5.4.1 Submit Valid Transactions A 5.5.4.2 Sub-merchant Compliance with the Standards A 5.5.4.3 Maintaining Sub-merchant Information C 5.5.4.4 Payments to Sub-merchants B 5.5.4.5 Supplying Materials to Sub-merchants C 5.5.4.6 Sub-merchant Monitoring 5.6 Merchant Identification and Responsibility for Transactions 5.7 Use of the Marks B 5.8.1 Honor All Cards A 5.8.2 Merchant Acceptance A 5.8.3 Obtain an Authorization A 5.8.4 Additional Cardholder Identification B 5.9.1 Valid Transactions A 5.9.2 Submit Transactions within Three Business Days C 5.11.1 Discrimination B 5.11.2 Charges to Cardholders B 5.11.3 Minimum/Maximum Transaction Amount Prohibited B 5.11.4 Scrip-dispensing Terminals A 5.11.5 Prohibited Transactions A 5.11.6 Payment by Other Means ©1969–2012 MasterCard. Proprietary. All rights reserved. 5-20 12 December 2012 • MasterCard Rules A B A
Merchants Compliance Zones Rule Number/Rule Title Category 5.12 Security Rules A 5.13 Discounts or Other Benefits at the Point of Interaction B ©1969–2012 MasterCard. Proprietary. All rights reserved. MasterCard Rules • 12 December 2012 5-21
Page 1 and 2:
MasterCard Rules 12 December 2012
Page 3 and 4:
Summary of Changes, 12 December 201
Page 5 and 6:
Description of Change Where to Look
Page 7 and 8:
Table of Contents Definitions .....
Page 9 and 10:
Table of Contents 3.6 Provision and
Page 11 and 12:
Table of Contents 5.8 Card Acceptan
Page 13 and 14:
Table of Contents 7.3.11 Settlement
Page 15 and 16:
Table of Contents 9.1 Definitions..
Page 17 and 18:
Table of Contents 5.8 Card Acceptan
Page 19 and 20:
Table of Contents 2.1 Purpose of Li
Page 21 and 22:
Table of Contents 3.9 Additional Cu
Page 23 and 24:
Table of Contents C.2.4 CAT Level 3
Page 25 and 26:
Card A card issued by a Customer pu
Page 27 and 28:
Electronic Money Issuer An Electron
Page 29 and 30:
MasterCard PayPass Magnetic Stripe
Page 31 and 32:
Processed Transaction A Transaction
Page 33 and 34:
Sub-merchant A merchant that, pursu
Page 35 and 36:
1.1 Types of Customers Participatio
Page 37 and 38:
Participation 1.5 Obligations, Righ
Page 39 and 40:
Participation 1.6 Termination of Pa
Page 41 and 42:
Chapter 2 Licensing and Licensed Ac
Page 43 and 44:
Licensing and Licensed Activities 2
Page 45 and 46:
Page 47 and 48:
Page 49 and 50:
Page 51 and 52:
Page 53 and 54:
Page 55 and 56:
Page 57 and 58:
Licensing and Licensed Activities C
Page 59 and 60:
Customer Obligations 3.7 Quarterly
Page 61 and 62: Customer Obligations 3.1 Standards
Page 63 and 64: Customer Obligations 3.1 Standards
Page 65 and 66: Customer Obligations 3.2 Conduct of
Page 67 and 68: Customer Obligations 3.3 Indemnity
Page 69 and 70: Customer Obligations 3.6 Provision
Page 71 and 72: Customer Obligations 3.6 Provision
Page 73 and 74: Customer Obligations 3.7 Quarterly
Page 75 and 76: Customer Obligations 3.9 Additional
Page 77 and 78: Customer Obligations 3.10 Limitatio
Page 79 and 80: Chapter 4 Trademarks and Service Ma
Page 81 and 82: 4.1 Right to Use the Marks 4.1.1 Li
Page 83 and 84: Trademarks and Service Marks 4.2 Ge
Page 85 and 86: NOTE Trademarks and Service Marks 4
Page 87 and 88: Trademarks and Service Marks 4.2 Ge
Page 89 and 90: Trademarks and Service Marks Compli
Page 91 and 92: Chapter 5 Merchants This chapter co
Page 93 and 94: 5.1 The Merchant Agreement Merchant
Page 95 and 96: 5.2 Acquirer Obligations Merchants
Page 97 and 98: Merchants 5.4 Use of a Payment Faci
Page 99 and 100: Merchants 5.5 Payment Facilitator O
Page 101 and 102: Merchants 5.5 Payment Facilitator O
Page 103 and 104: 5.5.4.4 Payments to Sub-merchants M
Page 105 and 106: Merchants 5.7 Use of the Marks An A
Page 107 and 108: 5.8.4 Additional Cardholder Identif
Page 109 and 110: Merchants 5.11 Prohibited Practices
Page 111: 5.11.8 Disparagement NOTE 5.12 Secu
Page 115 and 116: Special Issuer Programs 6.6.5 Commu
Page 117 and 118: Special Issuer Programs 6.2 Affinit
Page 119 and 120: Special Issuer Programs 6.3 Brand V
Page 121 and 122: Special Issuer Programs 6.4 Remote
Page 123 and 124: Special Issuer Programs 6.6 Prepaid
Page 125 and 126: Special Issuer Programs 6.6 Prepaid
Page 127 and 128: Special Issuer Programs Compliance
Page 129 and 130: Chapter 7 Service Providers This ch
Page 131 and 132: 7.1 Service Provider Categories Ser
Page 133 and 134: A person that performs any one or m
Page 135 and 136: Service Providers 7.3 General Oblig
Page 141 and 142: 7.3.14 Indemnification Service Prov
Page 143 and 144: 7.4.2 Collection of Funds Service P
Page 145 and 146: Service Providers 7.6 Service Provi
Page 147 and 148: Service Providers 7.7 Type I TPP Ev
Page 149 and 150: Service Providers Compliance Zones
Page 151 and 152: Sales Transactions and Cash Disburs
Page 153 and 154: 8.1 Transaction Requirements Sales
Page 161 and 162: IF... THEN... The final Transaction
Page 163 and 164:
c. The currency symbol or code of e
Page 165 and 166:
Sales Transactions and Cash Disburs
Page 167 and 168:
Page 169 and 170:
Page 171 and 172:
Page 173 and 174:
Page 175 and 176:
Page 177 and 178:
Page 179 and 180:
8.4.9 Automated Fuel Dispenser Tran
Page 181 and 182:
Page 183 and 184:
Page 185 and 186:
Acquirers must ensure that all part
Page 187 and 188:
8.6 POI Currency Conversion Sales T
Page 189 and 190:
Page 191 and 192:
Chapter 9 Settlement This chapter c
Page 193 and 194:
Settlement 9.3 Currency Conversion
Page 195 and 196:
Settlement 9.6 Cost Studies 9.5.2 I
Page 197 and 198:
Chapter 10 Asia/Pacific Region Rule
Page 199 and 200:
Organization of this Chapter Asia/P
Page 201 and 202:
Asia/Pacific Region Rules 4.1 Right
Page 203 and 204:
Asia/Pacific Region Rules 5.11 Proh
Page 205 and 206:
6.2 Affinity and Co-Brand Card Prog
Page 207 and 208:
Asia/Pacific Region Rules Section 1
Page 209 and 210:
Asia/Pacific Region Rules Section 1
Page 211 and 212:
9.5.2 Intraregional Fees Asia/Pacif
Page 213 and 214:
Organization of this Chapter Canada
Page 215 and 216:
Canada Region Rules 8.4 Requirement
Page 217 and 218:
Canada Region Rules Section 11a—C
Page 219 and 220:
Canada Region Rules Section 11a—C
Page 221 and 222:
Chapter 12 Europe Region Rules This
Page 223 and 224:
Europe Region Rules 8.4.3.3 MasterC
Page 225 and 226:
Organization of this Chapter Defini
Page 227 and 228:
2.3.2 Central Acquiring Europe Regi
Page 229 and 230:
2.3.2.5 Registration Procedure Euro
Page 231 and 232:
Europe Region Rules 3.4 Choice of L
Page 233 and 234:
c. The basis for calculation of the
Page 235 and 236:
Europe Region Rules 3.6 Provision a
Page 237 and 238:
Europe Region Rules 3.10 Limitation
Page 239 and 240:
5.1 The Merchant Agreement 5.1.2 Re
Page 241 and 242:
8.1 Transaction Requirements 8.1.1
Page 243 and 244:
Europe Region Rules 8.3 Card Accept
Page 245 and 246:
8.4.3 Card-not-present Transactions
Page 247 and 248:
Europe Region Rules 8.4 Requirement
Page 249 and 250:
Europe Region Rules 8.4 Requirement
Page 251 and 252:
Europe Region Rules 8.8 Use of Auto
Page 253 and 254:
Europe Region Rules 9.2 Net Settlem
Page 255 and 256:
2.7 Liability for Assigned ICAs and
Page 257 and 258:
8.4.5 Purchase With Cash Back Trans
Page 259 and 260:
Europe Region Rules Section 12b—S
Page 261 and 262:
Chapter 13 Latin America and the Ca
Page 263 and 264:
Latin America and the Caribbean Reg
Page 265 and 266:
Page 267 and 268:
Page 269 and 270:
Organization of this Chapter South
Page 271 and 272:
South Asia/Middle East/Africa Regio
Page 273 and 274:
4.2 General Rules for Use of the Ma
Page 275 and 276:
Section 14b—India Rules Organizat
Page 277 and 278:
8.4.5 Purchase With Cash Back Trans
Page 279 and 280:
United States Region Rules 5.11.2 C
Page 281 and 282:
Organization of this Chapter Defini
Page 283 and 284:
United States Region Rules 2.11 Sal
Page 285 and 286:
United States Region Rules 3.8 Auth
Page 287 and 288:
United States Region Rules 3.9 Addi
Page 289 and 290:
United States Region Rules 3.13 Acc
Page 291 and 292:
United States Region Rules 5.11 Pro
Page 293 and 294:
7.2 Service Provider Categories 7.1
Page 295 and 296:
United States Region Rules 7.6 Serv
Page 297 and 298:
United States Region Rules 8.2 Auth
Page 299 and 300:
Effective Date MCC Description 7997
Page 301 and 302:
NOTE Effective Date MCC Description
Page 303 and 304:
United States Region Rules 8.9 Acqu
Page 305 and 306:
2.19 Risk of Loss United States Reg
Page 307 and 308:
United States Region Rules Section
Page 309 and 310:
Appendix A Geographical Regions A.1
Page 311 and 312:
Geographical Regions A.2 Canada Reg
Page 313 and 314:
Geographical Regions A.3.1 Single E
Page 315 and 316:
Geographical Regions A.4 Latin Amer
Page 317 and 318:
Geographical Regions A.5 South Asia
Page 319 and 320:
Appendix B Transaction Identificati
Page 321 and 322:
Transaction Identification Requirem
Page 323 and 324:
Page 325 and 326:
Page 327 and 328:
Page 329 and 330:
Page 331 and 332:
Appendix C Cardholder-activated Ter
Page 333 and 334:
Cardholder-activated Terminal (CAT)
Page 335 and 336:
Page 337 and 338:
Page 339 and 340:
Page 341 and 342:
Appendix D Lodging Merchant Service
Page 343 and 344:
Lodging Merchant Services D.2 Expre
show all

MasterCard Rules (PDF)

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?