MasterCard Rules (PDF)

Sales Transactions and Cash Disbursements
8.4 Requirements for Specific Transaction Types
1. The Merchant must send an Authorization Request/0100 message for USD
1 (or the approximate equivalent in one whole unit of local currency; for
example, EUR 1 or JPY 1).
2. The Issuer must approve the Transaction.
3. The combined amount of the PayPass taps must be equal to or less than the
applicable chargeback protection amount.
4. The maximum time period from the first PayPass tap until the First
Presentment/1240 message is generated must be 14 calendar days or less.
Upon the Cardholder’s request, the Merchant must provide a list of the
PayPass taps that were combined into a First Presentment/1240 message.
For post-authorized aggregated MasterCard PayPass transit Transaction
identification requirements, see Rule B.2.1 in Appendix B.
8.4.4.2 PayPass-only Acceptance
Where approved by the Corporation (either on a country-by-country or
case-by-case basis), Acquirers may sponsor Merchants that deploy POS
Terminals that utilize only the MasterCard PayPass contactless payment
functionality. Each Acquirer must ensure that, should any of its Merchant(s)
approved by the Corporation to deploy POS Terminals that utilize only the
MasterCard PayPass contactless payment functionality subsequently deploy
POS Terminals with contact payment functionality, such POS Terminals accept
and properly process Transactions.
The Corporation has approved the following for PayPass-only acceptance:
1. Merchants that deploy single-vehicle parking meters (MCC 7523)
2. Merchants that deploy single-ride bus fare collection devices (MCC 4131)
3. Merchants that use the following MCCs:
a. MCC 4111—Transportation—Suburban and Local Commuter Passenger,
including Ferries
b. MCC 4112—Passenger Railways
c. MCC 4789—Transportation Services—not elsewhere classified
4. Merchants located in Belgium, Canada, Germany, Italy, Poland, the >>
Netherlands, Russian Federation, Slovenia, Spain, Switzerland, Turkey,
Ukraine, or the United Kingdom, or the United States that deploy any type
of parking meters, including multiple-vehicle parking meters (MCC 7523).
5. Merchants located in Germany, Poland, Russian Federation, Slovenia, Spain,>>
Switzerland, Turkey, Ukraine, or the United Kingdom that deploy “select
first” vending machines (MCC 5499).
6. Subject to Corporation approval on a case-by-case basis, Merchants >>
operating mass events, festivals, and sports arenas located in Hungary,
Poland and the United Kingdom under the following MCCs:
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8-22 12 December 2012 • MasterCard Rules