MasterCard Rules (PDF)

Europe Region Rules
3.6 Provision and Use of Information
• must inform existing and prospective Merchants that interchange fees and
rules set by the Corporation are available on the MasterCard public Internet
site (www.mastercard.com);
• must inform existing and prospective Merchants that they may apply
different surcharges to Credit Card Transactions, Commercial Card
Transactions, Debit Card Transactions and Maestro transactions, while
respecting Rule 5.11.2 (Charges to Cardholders) of this Chapter 12.
• must inform existing and prospective Merchants that they are not obliged to
accept Maestro cards and/or the cards of any other network as a condition
for accepting Cards;
• may not prohibit existing or prospective Merchants from entering into a
Merchant Agreement with any other Acquirer with respect to Credit Card
Transactions, Commercial Card Transactions, Debit Card Transactions,
Maestro transactions and/or the transactions of other card networks, unless
the Merchant elects to enter into a Merchant Agreement solely with the
Acquirer.
• must provide to existing and prospective Merchants pricing information
that specifies separately (including separately from those of any other card
network) the financial terms to be applied to Credit Card Transactions,
Commercial Card Transactions, Debit Card Transactions and Maestro
transactions, unless the Merchant elects that the Acquirer shall not have to
provide such separate pricing information; and
• must indicate on Merchant invoices the number of Transactions, Volume and
total amount of the Merchant service charge separately (including separately
from those of any other card network) for Credit Card Transactions,
Commercial Card Transactions, Debit Card Transactions and Maestro
transactions, unless the Merchant elects that the Acquirer shall not have to
provide such separate invoice information.
3.6.5 Data Protection
The following are additional Standards relating to Personal Data. The following
definitions are solely for the purposes of Rule 3.6.5 of this chapter.
1. “Controller” means the entity which alone or jointly with others determines
the purposes and the means of the Processing of Personal Data.
2. “Data Subject” means a Cardholder or Merchant, or other natural or legal
person (to the extent a legal person is subject to national data protection
law) whose Personal Data are processed by a Customer in the EEA or
Switzerland and the Corporation.
3. “EU Privacy Directive” means, collectively, Directive 95/46/EC of the
European Parliament and of the Council of 24 October 1995 on the
protection of individuals with regard to the processing of personal data
and on the free movement of such data and Directive 2002/58/EC of the
European Parliament and of the council of 12 July 2002 concerning the
processing of personal data and the protection of privacy in the electronic
communications sector, as may be amended from time to time.
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12-10 12 December 2012 • MasterCard Rules