RAPPORTS ET BILAN 2012 157 e EXERCICE - BCEE

2 COMPTES ANNUELS ET COMPTES CONSOLIDES DE LA BANQUE2011 2012Encours hors Encours avec Taux de Encours hors Encours avec Taux deimpairment impairment collatéralisation impairment impairment collatéralisationmoyenmoyenRetailHigh grade 152.646 152.646 - 132.914 132.914 -Standard grade 106.728 106.728 - 15.390 15.390 -Sub-standard grade - - - - - -Past due but not impaired - - - - - -Impaired - - - - - -Not rated - - - - - -Total Rubriques 384.534.075 152.785.888Titres disponibles à laventeBanquesHigh grade 3.493.832.048 3.493.832.048 - 3.466.841.875 3.466.841.875 -Standard grade 867.647.712 867.647.712 - 801.395.634 801.395.634 -Sub-standard grade 71.092.406 71.092.406 - 32.392.240 32.392.240 -Past due but not impaired - - - - - -Impaired 24.140.825 6.259.530 - 12.513.695 1.313.695 -Not rated - - - - - -CorporatesHigh grade 268.291.743 268.291.743 - 715.584.485 715.584.485 -Standard grade 1.470.101.179 1.470.101.179 - 1.935.159.748 1.935.159.748 -Sub-standard grade 32.993.736 32.993.736 - 26.909.536 26.909.536 -Past due but not impaired - - - - - -Impaired 11.882.128 857.391 - 12.048.222 200.534 -Not rated 142.051.668 142.051.668 - 117.956.744 117.956.744 -SouverainsHigh grade 1.145.357.869 1.145.357.869 - 621.155.310 621.155.310 -Standard grade 1.215.637.665 1.215.637.665 - 1.221.442.256 1.221.442.256 -Sub-standard grade 169.451.430 169.451.430 - 192.459.551 192.459.551 -Past due but not impaired - - - - - -Impaired 132.260.533 32.871.549 - - - -Not rated - - - - - -TitrisationHigh grade 413.543.502 413.543.502 - 255.267.996 255.267.996 -Standard grade 63.966.567 63.966.567 - 133.759.649 133.759.649 -Sub-standard grade 10.949.541 10.949.541 - 65.502.957 65.502.957 -Past due but not impaired - - - - - -Impaired 54.388.510 14.765.003 - 9.838.599 -34.335.941 -Not rated - - - 5.000.803 5.000.803 -130