Undergraduate Catalogue - UPRM

44Financial Aid
ROSA L. MONTALVO-VÉLEZ, Associate
Professor (Counselor III), M.A.E., 1985,
Interamerican University at San Germán Campus.
GLORIA MUÑIZ-CRUZ, Associate Professor
(Counselor III), M.S., 1979, University of Bridgeport.
DALILA RODRÍGUEZ-DÍAZ, Professor
(Counselor IV), M.A.E., 1981, Interamerican
University of Puerto Rico at San Germán Campus.
MADELINE J. RODRIGUEZ-VARGAS, Instructor
(Counselor I), M.A.E., 2000, Interamerican University
of Puerto Rico at San Germán Campus.
IVONNE I. ROSADO-TORRES, Professor
(Counselor IV), M.A.E., 1979, Catholic University of
Puerto Rico.
PURA B. VICENTY-PAGAN, Associate Professor
(Counselor III), M.A.M.C.R., 1987, University of
Puerto Rico at Río Piedras.
SOCIAL WORKER:
ARISBEL CRESPO-DURAN, Professor (Social
Worker IV), M.S.W., 1978, University of Puerto Rico
at Río Piedras.
PSYCHOLOGISTS:
ZAIDA M. CALDERON-FONTANES, Assistant
Professor (Psychologist II), M.S., 1988, Louisiana
State University at Natchitoches.
NIDIA S. LOPEZ-RODRIGUEZ, Associate
Professor (Psychologist III), M.A., 1974,
Interamerican University of Puerto Rico at Ramey
Campus, M.A., 1982, University of Puerto Rico at Río
Piedras, Ph.D., 1994, Carlos Albizu University
(Centro Caribeño de Estudios Postgraduados).
NORMA I. MORALES-CRUZ, Professor
(Psychologist IV), Ph.D., 1993, University of
Missouri.
ANDRÉS VELÁZQUEZ-ACEVEDO, Professor
(Psychologist IV), Ph.D., 1982, Syracuse University.
MIRIAM VÉLEZ-MORALES, Assistant Professor
(Psychologist II), M.A., 1994, Interamerican
University of Puerto Rico at San Germán Campus.
FINANCIAL AID DEPARTMENT
The Department of Financial Aid administers
financial aid programs to assist students with
educational expenses. Even though costs at the
University are considered low, each year
approximately 72% of the student body qualifies
for financial assistance. This assistance is
provided through Federal, state, institutional, and
private sources. These programs include grants
and scholarships which do not have to be repaid,
part-time employment for students who wish to
work, and loans that require repayment.
The philosophy followed in rendering financial
assistance is based on the principle that parents
are the ones who are primarily responsible for
providing financial means to educate their
children. Students are also considered
responsible in helping finance their college
education through self-help which includes
resources from assets, earnings from work, and
loans to be repaid from future earnings.
The established requirements for financial
assistance are:
• US citizenship or eligible non-citizen
• Enrollment in a degree or certificate
program
• Satisfactory status in Title IV Program
• Justified financial need (Except for
unsubsidized Stafford Loans).
Financial need is determined by the difference
between the cost of education and the amount of
aid that parents and student can contribute. The
amount which a student may receive is
determined according to student’s financial need
and fund availability. In order to be considered
for all financial aid programs, students must
complete and submit once every academic year
the Application for Federal Student Aid, the
Institutional Application Form and all other
required documents.
Financial Aid Programs
Grants and Scholarships
The Federal Pell Grant Program provides
grants to undergraduate students who are
enrolled in a degree-granting program and who
do not hold a previous baccalaureate degree.
44 Undergraduate Catalogue 2004-2005