SEC Form 20-F - Deutsche Bank Annual Report 2012

Deutsche Bank Supplemental Financial Information (Unaudited) S-8
Annual Report 2010 on Form 20-F
Problem Loans
The Group’s problem loans are comprised of nonaccrual loans, loans 90 days or more past due and still accruing
and troubled debt restructuring. All loans where known information about possible credit problems of borrowers
causes management to have serious doubts as to the ability of such borrowers to comply with the present loan
repayment terms are included in this disclosure. The following table presents total problem loans based on the
domicile of the Group’s counterparty (within or outside Germany) for the last five years.
in € m. Dec 31, 2010 Dec 31, 2009 Dec 31, 2008 Dec 31, 2007 Dec 31, 2006
Nonaccrual loans:
German 2,064 1,811 1,738 1,913 2,167
Non-German 4,854 6,312 2,472 918 753
Total nonaccrual loans 6,918 8,123 4,210 2,831 2,920
Loans 90 days or more past due and still
accruing:
German 288 310 183 199 183
Non-German 14 11 18 21 2
Total loans 90 days or more past due and still
accruing 302 321 201 220 185
Troubled debt restructuring:
German 160 121 122 49 85
Non-German 1,055 348 22 44 24
Total troubled debt restructuring 1,215 469 144 93 109
Additionally, as of December 31, 2010, the Group had € 8 million of lease financing transactions that were nonperforming.
This amount is not included in the Group’s total problem loans.
The following table shows the approximate effect on interest revenue of nonaccrual loans and troubled debt
restructurings. It shows the gross interest income that would have been recorded, in 2010, if those loans had
been current in accordance with their original terms and had been outstanding throughout 2010 or since their
origination, if the Group only held them for part of 2010. It also shows the amount of interest income on those
loans that was included in net income for 2010. The reduction of interest revenue the Group experienced from
the nonperforming other interest bearing assets was immaterial to the Group.
in € m. 2010
German loans:
Gross amount of interest that would have been recorded at original rate 73
Less interest, net of reversals, recognized in interest revenue 32
Reduction of interest revenue 41
Non-German loans:
Gross amount of interest that would have been recorded at original rate 107
Less interest, net of reversals, recognized in interest revenue 116
Reduction of interest revenue (9)
Total reduction of interest revenue 32