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The Economic Consequences of Homelessness in The US

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vouchers when they are no longer needed, allow<strong>in</strong>g PHAs to target voucher use toward<br />

families with the highest needs.<br />

Such regulatory limits to the effectiveness <strong>of</strong> hous<strong>in</strong>g vouchers also play a role <strong>in</strong> the<br />

causal pathway to homelessness, along with limit<strong>in</strong>g the effectiveness <strong>of</strong> <strong>in</strong>terventions<br />

to resolve it. <strong>Economic</strong> conditions such as fluctuations <strong>in</strong> wage and employment levels,<br />

the ris<strong>in</strong>g costs <strong>of</strong> hous<strong>in</strong>g even at the lowest levels, and <strong>in</strong>come or wage gaps all play a<br />

part <strong>in</strong> driv<strong>in</strong>g <strong>in</strong>dividuals <strong>in</strong>to episodes <strong>of</strong> homelessness, <strong>in</strong>creas<strong>in</strong>g the complexity <strong>of</strong><br />

the problem. Similarly, beyond such economic drivers, there are a wide range <strong>of</strong><br />

reasons why <strong>in</strong>dividuals become homeless. Families may experience homelessness as<br />

a result <strong>of</strong> conditions <strong>in</strong> or outside <strong>of</strong> their control, such as unsafe home environments,<br />

traumatic or violent events, natural disasters, unexpected costs that overwhelm f<strong>in</strong>ancial<br />

safety nets, and temporary lapses <strong>in</strong> availability for employment. <strong>The</strong>se complexities<br />

can be po<strong>in</strong>ted to as a reason for programs’ <strong>in</strong>ability to “end” homelessness, but they do<br />

not eclipse support for expansion <strong>of</strong> programs that seek to solve current homelessness<br />

or prevent future homelessness from occurr<strong>in</strong>g.<br />

This issue <strong>of</strong> complex economic, systemic, and social drivers is also connected to the<br />

notion that hous<strong>in</strong>g support and other homelessness services will end up be<strong>in</strong>g a<br />

permanent crutch to <strong>in</strong>dividuals access<strong>in</strong>g them. In fact, such a model <strong>of</strong> homelessness<br />

simultaneously supports the case that homelessness is <strong>in</strong> some ways beyond the<br />

control <strong>of</strong> the <strong>in</strong>dividuals it affects, contrary to the aforementioned negative perceptions<br />

held by political entities and members <strong>of</strong> society. If the complex web <strong>of</strong> causes <strong>of</strong><br />

homelessness stems even <strong>in</strong> part from factors external to <strong>in</strong>dividual behaviors or<br />

characteristics, then <strong>in</strong>terventions <strong>in</strong>tended to either temporarily or systematically<br />

remedy those factors cannot be dismissed outright.<br />

F<strong>in</strong>ally, the popular media <strong>of</strong>ten cites widespread fraud <strong>in</strong> social programs as a reason<br />

to defund hous<strong>in</strong>g and <strong>in</strong>come support services. Despite media portrayals <strong>of</strong><br />

widespread disability fraud, the Social Security Adm<strong>in</strong>istration found <strong>in</strong> 2012 that only<br />

1% <strong>of</strong> payments were <strong>in</strong>accurate and that most cases <strong>of</strong> fraud are detected prior to an<br />

<strong>in</strong>dividual receiv<strong>in</strong>g payment. Similarly, HUD found that just over 1% <strong>of</strong> families liv<strong>in</strong>g <strong>in</strong><br />

public hous<strong>in</strong>g exceeded <strong>in</strong>come limits, and the agency has taken action to encourage<br />

PHAs to withdraw vouchers from these families and target vouchers to those with the<br />

highest needs.<br />

Action Steps<br />

This policy statement represents APHA’s strong commitment to end<strong>in</strong>g and prevent<strong>in</strong>g<br />

homelessness. As a means <strong>of</strong> reach<strong>in</strong>g this goal, APHA:<br />

1. Calls upon federal agencies such as HUD and the U.S. Department <strong>of</strong> Health<br />

and Human Services, states, and local providers <strong>of</strong> hous<strong>in</strong>g and homelessness<br />

services to promote programs that demonstrate adherence to the Hous<strong>in</strong>g First<br />

model, prioritiz<strong>in</strong>g low-barrier access to hous<strong>in</strong>g for <strong>in</strong>dividuals experienc<strong>in</strong>g<br />

homelessness across all hous<strong>in</strong>g program types, with an emphasis on harm<br />

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