The Economic Consequences of Homelessness in The US

Our Program, however, is different.
Put simply, life-adjustments will necessarily trigger re-alignment of the new mortgage
initiative. Let’s say, for example, that Partner B experiences a job-adjustment (such as
a layoff or pay reduction).
In such an event, Partner B would not be able to contribute as much to the Home
Mortgage as s/he did prior to the adjustment. Partner B’s contribution should remain the
same percentage-wise however, in order for her/him to remain comfortable in the level
of contribution.
Partner A, on the other hand, should not be required to change her/his level of
contribution, percentage-wise, so, therefore, the only factor that can be adjusted is the
overall amount of the Home Mortgage payment, which can be adjusted by extending the
Mortgage Term to meet the new split-percentage of overall income threshold.
1. The Interest Rate for This New Home-Mortgage Initiative
Is Limited to Fluctuations in The GDP
The only interest factored into this new Home-Mortgage Initiative is limited to Market
conditions, in order to keep-pace with the base monetary valuation. In the United
States, for example, a dollar value increase will trigger a Home-Mortgage Rate
decrease, and vice-versa.
A dollar value
decrease will
trigger a Home-
Mortgage Rate
increase. Each
decrease or
increase shall be
commensurate
with
the
percentage
decrease or
increase
experienced by
the market rate.
Everyone wins in
this scenario.
The homeowners retain their home, as well as the ability to provide for their families at
rates and payments they can truly afford, regardless of changes in their circumstances.
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