Výročná správa PSS, a. s., za rok 2009 [3 - Prvá stavebná sporiteľňa

VI
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Income Statement
for the year ended 31 December 2009 (in thousand of EUR)
Note 2009 2008
Interest income 27 113,339 110,771
Interest expense 27 (44,175) (53,056)
Net interest income 69,164 57,715
Dividend income - 232
Fee and commission income 28 23,723 24,934
Fee and commission expense 28 (420) (152)
Net fee and commission income 23,303 24,782
Services purchased and similar costs 29 (18,854) (20,684)
Employee benefits expense 30 (15,380) (14,786)
Depreciation of premises and equipment, intangible assets
and investment properties
(4,107) (3,721)
Other operating costs 31 (5,096) (4,692)
Other operating income 32 1,178 949
Profit before impairment and similar losses 50,208 39,795
Impairment losses and losses on write-offs or disposals of loans 33 (13,382) (9,125)
Impairment losses and write offs of other assets 34 (927) (1,278)
Profit before tax 35,899 29,392
Income tax expense 35 (7,795) (6,653)
Profit after tax 28,104 22,739
Total Comprehensive Income
for the year ended 31 December 2009 (in thousand of EUR)
Note 2009 2008
Profit after tax 28,104 22,739
Other comprehensive income:
Revaluation reserve for available-for-sale financial assets, net of deferred tax
EUR 303 ths. (2008: EUR 111 ths.)
Translation reserve for translation from functional currency (SKK) to
presentation currency (EUR), net of tax EUR 0 ths. (2008: EUR 13 ths.)
16 1,294 475
- 26,957
Other comprehensive income total 1,294 27,432
Total comprehensive income 29,398 50,171