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Name of Manual - Blue Cross and Blue Shield of Minnesota

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Health Care Options<br />

Workers'<br />

Compensation, No-<br />

Fault Auto &<br />

Subrogation<br />

(continued)<br />

6. When does <strong>Blue</strong> <strong>Cross</strong> need chart notes to adjust claims?<br />

The chart notes should indicate what the patient was treated<br />

for. If the chart notes indicate the treatment was not related to<br />

the work injury, the motor vehicle accident or the third party<br />

accident, then claims can be adjusted. If chart notes are nonspecific<br />

or treatment is similar to the accepted injury, a valid<br />

denial is needed from the other insurance carrier.<br />

7. If there is an intervention case does <strong>Blue</strong> <strong>Cross</strong> pay claims?<br />

Depending on the circumstances surrounding the litigation,<br />

<strong>Blue</strong> <strong>Cross</strong> may or may not pay claims. If you have case<br />

specific questions you should contact the Special Services Unit<br />

directly at 1-866-251-6691.<br />

8. If the member has a pre-paid medical or MNCare group<br />

can we bill them?<br />

No. As a provider you need to bill the other insurance carrier.<br />

If you do not know who the other insurance carrier is, then you<br />

must try to contact the member three times for this<br />

information. If you are unable to get a response from the<br />

member, then <strong>Blue</strong> <strong>Cross</strong> will adjust claims to pay, under the<br />

health benefit, once the documentation is received showing the<br />

three attempts to contact the member.<br />

9. What are the no-fault laws for <strong>Minnesota</strong> <strong>and</strong> surrounding<br />

states?<br />

<strong>Minnesota</strong> <strong>and</strong> North Dakota have m<strong>and</strong>atory medical pay<br />

laws. This means all drivers insured in <strong>Minnesota</strong> or North<br />

Dakota have medical pay on their auto insurance. <strong>Minnesota</strong><br />

has a $20,000 medical pay limit. North Dakota has a<br />

$30,000.00 medical pay limit. South Dakota, Iowa <strong>and</strong><br />

Wisconsin are optional states which mean the member can<br />

chose to either have or not to have medical pay on their auto<br />

policy.<br />

10. What are some uncommon injuries that may be covered by<br />

the workers’ compensation carrier?<br />

The workers’ compensation carrier may cover injuries that<br />

occur when an employee trips or falls at work, is injured in the<br />

parking lot, is hurt volunteering or is hurt when traveling for<br />

work. If you have specific questions regarding a potential work<br />

related injury contact the Special Services Unit.<br />

5-30 <strong>Blue</strong> <strong>Cross</strong> <strong>and</strong> <strong>Blue</strong> <strong>Shield</strong> <strong>of</strong> <strong>Minnesota</strong> Provider Policy <strong>and</strong> Procedure <strong>Manual</strong> (12/27/10)

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