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Name of Manual - Blue Cross and Blue Shield of Minnesota

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Workers'<br />

Compensation, No-<br />

Fault Auto &<br />

Subrogation<br />

(continued)<br />

HICF 1500 Form Locator 837P<br />

Health Care Options<br />

11. What are some uncommon injuries that maybe covered by<br />

the automobile or third party insurance?<br />

The automobile or third party insurance may cover injuries that<br />

occur while the individual is at someone else’s home, on<br />

someone else’s private property, at a place <strong>of</strong> business, due to a<br />

dog bite, or when they are a pedestrian or bicyclist injured by a<br />

motor vehicle.<br />

12. Does health insurance coordinate with auto/third party or<br />

workers’ compensation insurance?<br />

No. In most circumstance the other insurance is primary. Once<br />

the other insurance carrier has exhausted their payments,<br />

claims may be payable under the health insurance policy.<br />

13. Who should claims be filed to if the patient is working <strong>and</strong><br />

has an auto accident?<br />

The claims should first be filed to the workers’ compensation<br />

carrier. If they deny stating the employee was not in the scope<br />

<strong>of</strong> their employment, then the claim should be filed to the auto<br />

insurance carrier. If the auto insurance carrier denies or<br />

benefits are exhausted, the claim should be billed to <strong>Blue</strong> <strong>Cross</strong><br />

with a copy <strong>of</strong> both the workers’ compensation denial <strong>and</strong> the<br />

auto carriers exhaust letter, EOB, or payment log.<br />

14. What should be done if a claim was paid by both <strong>Blue</strong><br />

<strong>Cross</strong> <strong>and</strong> another insurance company?<br />

Option 1: Request a void/replacement claim. Refer to Chapter<br />

10 for information regarding submission <strong>of</strong> void/replacement<br />

claims. Note that effective July 15, 2009, only out <strong>of</strong> state,<br />

nonparticipating providers are allowed to submit paper claim<br />

forms per <strong>Minnesota</strong> Statute 62J.536 <strong>and</strong> the <strong>Blue</strong> <strong>Cross</strong><br />

provider contracts.<br />

Information indicating if the patient’s condition is related to<br />

employment, auto or other accident, or workers‘ compensation<br />

should be indicated on the replacement claim.<br />

For pr<strong>of</strong>essional claims (HICF-1500 or 837P) complete the<br />

items indicated below.<br />

Item # Title Loop ID Segment Notes<br />

10a Is Patient’s<br />

Condition<br />

Related to:<br />

Employment<br />

2300 CLM11 Titled Related Causes Code in<br />

the 837P<br />

<strong>Blue</strong> <strong>Cross</strong> <strong>and</strong> <strong>Blue</strong> <strong>Shield</strong> <strong>of</strong> <strong>Minnesota</strong> Provider Policy <strong>and</strong> Procedure <strong>Manual</strong> (12/27/10) 5-31

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