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Name of Manual - Blue Cross and Blue Shield of Minnesota

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Appeals <strong>of</strong> Processed<br />

Claims<br />

Voluntary Second<br />

Appeal<br />

Situations brought to appeal include the following categories:<br />

Benefit determinations<br />

Claims processing<br />

Determinations <strong>of</strong> allowed amounts<br />

Provider pr<strong>of</strong>iles<br />

Timely filing denials<br />

Services denied due to lack <strong>of</strong> medical necessity<br />

Appeals<br />

This appeal process does not apply to settlement appeals, medical<br />

necessity <strong>and</strong> prior authorization denials occurring prior to claim<br />

submission.<br />

Voluntary Second Appeals must be filed within 60 days <strong>of</strong> the<br />

notification upholding the decision <strong>of</strong> the initial appeal. To be<br />

eligible for a voluntary second appeal, the amount at issue must be<br />

$500.00 or more. Calculate the amount at issue by subtracting the<br />

deductible, coinsurance, <strong>and</strong> paid amount from the billed charge.<br />

For example:<br />

Billed amount $2,000.00<br />

- (deductible) 500.00<br />

- (coinsurance) 200.00<br />

- (paid amount) 500.00<br />

Amount at issue $ 800.00<br />

If the amount in question is $500.00 or more then this appeal<br />

review may be conducted by the Consumer Service Center as well<br />

as Integrated Health Management.<br />

Claims for the same patient or multiple patients relating to the<br />

same category can be aggregated at this level (you may combine<br />

two or more claims to meet the $500.00 amount-in-controversy<br />

requirement).<br />

Voluntary second appeals must be submitted with additional<br />

information over <strong>and</strong> above what was submitted with the initial<br />

appeal. These requests must also be submitted on an AUC Appeal<br />

form <strong>and</strong> should note “Secondary Appeal” on the form.<br />

<strong>Blue</strong> <strong>Cross</strong> <strong>and</strong> <strong>Blue</strong> <strong>Shield</strong> <strong>of</strong> <strong>Minnesota</strong> Provider Policy <strong>and</strong> Procedure <strong>Manual</strong> (06/19/12) 10-3

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