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Notes 224<br />
45 T.H.Marshall (ed.) Citizenship and Social Class and O<strong>the</strong>r Essays (Cambridge: Cambridge<br />
University Press, 1950), p. 24.<br />
46 Marshall, supra note 44, p. 26. With regards to Germany, see Christoph Butterwegge,<br />
Wohlfahrtsstaat im Wandel: Probleme under Perspektiven der Sozialpolitik, 2nd edn<br />
(Opladen: Leske u. Budrich, 1999), p. 24; Hans Pohl (ed.), “Einführung,” Staatliche,<br />
städtische, betriebliche und kirchliche Sozialpolitik vom Mittelalter bis zur Gegenwart<br />
(VSWG.-B. 95) (Stuttgart: Franz Steiner Verlag, 1989), p. 19; and Heinz Lampert,<br />
Sozialpolitik, I: staatliche, in Willi Albers et al. (eds) Handwörterbuch der<br />
Wirtschaftswissenschaft, vol. 7 (Stuttgart: Vandenhoeck and Ruprecht, 1977–83), p. 73.<br />
With regards to France, see Timothy B.Smith, Creating <strong>the</strong> <strong>Welfare</strong> <strong>State</strong> in France, 1880–<br />
1940 (Montreal and Kingston, Ontario: McGill-Queen’s University Press, 2003).<br />
47 Christian Marzahn, “Das Zucht-und Arbeitshaus. Die Kerninstitution frühbürger-licher<br />
Sozialpolitik,” in Christian Marzahn and Hans-Gün<strong>the</strong>r Ritz (eds) Zähmen und Bewahren.<br />
Die Anfänge bürgerlicher Sozialpolitik (Bielefeld: AJZ, 1984), p. 67. Quoted in Christoph<br />
Butterwegge, Wohlfahrtsstaat im Wandel, p. 25.<br />
48 Albert Weale, “Equality, social solidarity and <strong>the</strong> welfare state,” Ethics, 100 (1990), p. 477.<br />
49 Marshall, supra note 44, p. 23.<br />
50 Historical Statistics of <strong>the</strong> United <strong>State</strong>s, Colonial Times to 1970, Bicentennial edn, Bureau<br />
of <strong>the</strong> Census, Department of Commerce (Washington, DC: US Government Printing Office,<br />
1975), part 2, p. 1140, series Y. Quoted in <strong>The</strong>da Skocpol, “America’s first social security<br />
system: <strong>the</strong> expansion of benefits <strong>for</strong> Civil War veterans,” in Skocpol, Social Policy in <strong>the</strong><br />
United <strong>State</strong>s, p. 42, n. 16.<br />
51 Skocpol, ibid., p. 37, with statistics from Report of <strong>the</strong> Commissioner of Pensions in Reports<br />
of <strong>the</strong> Department of <strong>the</strong> Interior <strong>for</strong> <strong>the</strong> Fiscal Year Ended June 20, 1910, vol. 1<br />
(Washington DC: Government Printing Office, 1911), pp. 146,149; and US Bureau of <strong>the</strong><br />
Census, Historical Statistics of <strong>the</strong> United <strong>State</strong>s, Bicentennial edn, part 1 (Washington, DC:<br />
Government Printing Office, 1975), 15, series A, p. 133.<br />
52 Skocpol, ibid., p. 44.<br />
53 Marshall, supra note 44, p. 83.<br />
54 David A.Moss, When All Else Fails: Government as Ultimate Risk Manager (Cambridge,<br />
MA: Cambridge University Press, 2002); Andrew Green, “<strong>The</strong> evolution of government as<br />
risk manager in Canada,” Panel on <strong>the</strong> Role of Government Research Paper Series, RP (4),<br />
October 2002.<br />
55 Kenneth F.Arrow, “Uncertainty and <strong>the</strong> welfare economics of medical care,” American<br />
Economic Review, 53 (1963), pp. 941–73; and Kenneth J.Arrow and Robert C.Lind,<br />
“Uncertainty and <strong>the</strong> evaluation of public investment decisions,” American Economic<br />
Review, 60(3) (1970). For a good overview of <strong>the</strong> economics of insurance, see Nicholas<br />
Barr, <strong>The</strong> Economics of <strong>the</strong> <strong>Welfare</strong> <strong>State</strong>, 3rd edn (Stan<strong>for</strong>d, CA: Stan<strong>for</strong>d University Press,<br />
1998), chap. 5.<br />
56 For studies on misperception of risk, see Daniel Ellsberg, “Risk, ambiguity, and <strong>the</strong> savage<br />
axioms,” Quarterly Journal of Economics, 75(4) (1961), 643; Paul J.H.Schoemaker, “<strong>The</strong><br />
expected utility model: its variants, purpose, evidence, and limitations,” Journal of<br />
Economic Literature, 20(2) (1982); Jens Beckert, “What is sociological about economic<br />
sociology? Uncertainty and <strong>the</strong> embeddedness of economic action,” <strong>The</strong>ory and Society,<br />
25(6) (1996), p. 802. An insightful paper by George A.Akerlof and Janet L.Yellen, “Rational<br />
models of irrational behavior,” American Economic Review, 77(2) (1987); Papers and<br />
Proceedings, deals with how human decision-making, far from being scientific, depends on<br />
simple “shorthand” heuristic devices that can often lead to predictable biases. On this latter<br />
point, see also Amos Tversky and Daniel Kahneman, “Judgment and uncertainty: heuristics<br />
and biases,”Science, 185 (1974), p. 1124; Ola Svenson, “Are we all less risky and more<br />
skillful than our fellow drivers?,” Acta Psychologica, 47(1981), p. 143; Neil D.Weinstein,<br />
“Why it won’t happen to me: perceptions of risk factors and susceptibility,” Health