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Notes 242<br />

96 <strong>The</strong>se studies are reviewed in S.Glied, “Managed care,” in Culyer and Newhouse (eds)<br />

Handbook of Health Economics (New York: Elsevier, 2000).<br />

97 A.Scott, “Economics of general practice,” in Culyer and Newhouse (eds) Handbook of<br />

Health Economics (New York: Elsevier, 2000), pp. 1175–200.<br />

98 See generally, M.Grignon, V.Paris, D.Polton in collaboration with A.Couffinhal and<br />

B.Pierrard, “Influence of physician payment methods on efficiency of <strong>the</strong> health care<br />

system,” Romanow Commission on <strong>the</strong> Future of Health Care in Canada, Background Paper<br />

35 (2002), pp. 12–13. See also A.Krasnik, P.Groenwegen and P.A.Pederson, “Changing<br />

remuneration system: effects on activity in general practice,” British Medical Journal, 300<br />

(1990), pp. 1698–701.<br />

99 Red Book (2002), available at: http://www.nhs.uk/redbook/2-htm.<br />

100 Grignon et al. (2002) (discussing <strong>the</strong> UK).<br />

101 Grad, supra note 13, p. 19.<br />

102 Flood, supra note 22, p. 156.<br />

103 See, <strong>for</strong> example, Morris L.Barer, Clyde Hertzman, Robert Miller and Marina V. Pascali,<br />

“On being old and sick: <strong>the</strong> burden of health care <strong>for</strong> <strong>the</strong> elderly in Canada and <strong>the</strong> United<br />

<strong>State</strong>s,” Journal of Health Politics, Policy and Law, 17(4) (1992); Alison Evans Cuellar and<br />

Joshua M.Wiener, “Can social insurance <strong>for</strong> long-term care work? <strong>The</strong> experience of<br />

Germany,” Health Affairs, 19(3) (2000); World Health Organization, “Home-based longterm<br />

care,” WHO Technical Report Series, 898 (2000) (Geneva).<br />

104 See Edward G.Norton and P.Joseph, “Policy options <strong>for</strong> public long-term care insurance,”<br />

Journal of <strong>the</strong> American Medical Association, 271(9) (1994). <strong>The</strong> authors state that <strong>the</strong> US,<br />

Germany, Belgium and France are countries with spend-down requirements. Several o<strong>the</strong>r<br />

countries do not rely on means testing, but do require substantial co-payments, which often<br />

end up depleting an individual’s assets. Examples of <strong>the</strong> latter include Canada, Australia,<br />

Denmark, <strong>the</strong> Ne<strong>the</strong>rlands and Sweden.<br />

105 Judith Feder, Harriet L.Komisar, and Marlene Niefeld, “Long-term care in <strong>the</strong> United<br />

<strong>State</strong>s: an overview,” Health Affairs, 19(3) (2000).<br />

106 James Davies, “Social and economic risks to seniors,” Paper <strong>for</strong> <strong>the</strong> Role of Government<br />

Panel (2003), pp. 2–3.<br />

107 Ibid.<br />

108 Ibid.<br />

109 Ibid.<br />

110 Ibid.<br />

111 European Observatory on Health Care Systems, supra note 70, p. 69.<br />

112 Ibid.<br />

113 See, <strong>for</strong> example, Morris L.Barer, Clyde Hertzman, Robert Miller and Marina V. Pascali,<br />

“On being old and sick: <strong>the</strong> burden of health care <strong>for</strong> <strong>the</strong> elderly in Canada and <strong>the</strong> United<br />

<strong>State</strong>s,” Journal of Health Politics, Policy and Law, 17(4) (1992); Alison Evans Cuellar and<br />

Joshua M.Wiener, “Can social insurance <strong>for</strong> long-term care work? <strong>The</strong> experience of<br />

Germany,” Health Affairs, 19(3) (2000); World Health Organization, “Home-based longterm<br />

care,” WHO Technical Report Series, 898 (2000) (Geneva).<br />

114 Ibid.<br />

115 Edward C.Norton and Joseph P.Newhouse, “Policy options <strong>for</strong> public long-term care<br />

insurance,” Journal of American Medical Association, 271 (1994), p. 1524. Also note that<br />

<strong>the</strong>re are o<strong>the</strong>r countries, such as Germany, that utilize both <strong>the</strong> health care system and <strong>the</strong><br />

social insurance system in <strong>the</strong> financing of institutional care. However, it is not necessarily<br />

<strong>the</strong> case that <strong>the</strong> individual (or social assistance system) will be responsible <strong>for</strong> housing<br />

costs. Individuals have a certain level of entitlement that is derived from LTC insurance<br />

benefits. Any amount in excess of this entitlement must be paid by <strong>the</strong> individual, unless he<br />

or she qualifies (on a means-tested basis) <strong>for</strong> social assistance.

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