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Hurricanes: Their Nature and Impacts on Society - Climate Science ...

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56<br />

State<br />

Texas<br />

Louisiana<br />

Mississippi<br />

Alabama<br />

Florida<br />

Georgia<br />

South Carolina<br />

North Carolina<br />

Virginia<br />

Maryl<str<strong>on</strong>g>and</str<strong>on</strong>g><br />

Delaware<br />

New Jersey<br />

New York<br />

C<strong>on</strong>necticut<br />

Rhode Isl<str<strong>on</strong>g>and</str<strong>on</strong>g><br />

Massachusetts<br />

New Hampshire<br />

Maine<br />

Coastal total<br />

US total<br />

HURRICANES: THEIR NATURE AND IMPACT ON SOCIETY<br />

Table 2.2 Summary of coastal county insured property by state<br />

Total coastal insured property<br />

values (current $ billi<strong>on</strong>s)<br />

1988<br />

70.1<br />

87.5<br />

14.1<br />

22.8<br />

565.8<br />

16.5<br />

31.2<br />

22.7<br />

42.5<br />

129.2<br />

38.7<br />

88.5<br />

301.7<br />

143.3<br />

52.9<br />

179.8<br />

18.5<br />

32.3<br />

1 858.1<br />

12967.1<br />

1993<br />

128.6<br />

123.5<br />

25.5<br />

36.9<br />

871.7<br />

32.5<br />

54.7<br />

45.0<br />

67.8<br />

202.6<br />

67.7<br />

152.8<br />

595.6<br />

248.1<br />

83.1<br />

321.6<br />

34.9<br />

54.5<br />

3147.0<br />

21422.0<br />

Source: Insurance Institute for Property Loss Reducti<strong>on</strong>.<br />

1988-1993 increase<br />

as a percentage<br />

of 1988 value<br />

83<br />

41<br />

80<br />

61<br />

54<br />

96<br />

75<br />

97<br />

59<br />

56<br />

74<br />

72<br />

97<br />

73<br />

57<br />

78<br />

88<br />

68<br />

69<br />

65<br />

hurricanes. It is also important to recognize that the "costs" of hurricane<br />

impacts go well bey<strong>on</strong>d those which can be expressed in dollars (e.g. Mauro<br />

1992).<br />

Preparedness<br />

Throughout this discussi<strong>on</strong>, the term "preparedness" is used in a general sense<br />

to refer to the full range of anticipatory <str<strong>on</strong>g>and</str<strong>on</strong>g> emergency management activities<br />

(e.g. mitigati<strong>on</strong>, preparedness, resp<strong>on</strong>se, restorati<strong>on</strong>). Preparedness refers to all<br />

of the efforts at various levels of public <str<strong>on</strong>g>and</str<strong>on</strong>g> private decisi<strong>on</strong>-making to reduce<br />

hurricane-related casualties <str<strong>on</strong>g>and</str<strong>on</strong>g> damage (BTFFDR 1995; Wolensky <str<strong>on</strong>g>and</str<strong>on</strong>g><br />

Wolensky 1990). One study argues that preparedness planning "makes excellent<br />

sense to do now those things which can reduce or minimize the risks <str<strong>on</strong>g>and</str<strong>on</strong>g><br />

costs of future hurricanes, <str<strong>on</strong>g>and</str<strong>on</strong>g> hasten sensible recovery practices after the<br />

storm (Salm<strong>on</strong> <str<strong>on</strong>g>and</str<strong>on</strong>g> Hennings<strong>on</strong> 1987). Preparedness has technical, practical,<br />

<str<strong>on</strong>g>and</str<strong>on</strong>g> political aspects which, in large part, are often determined by the idiosyncrasies<br />

of <str<strong>on</strong>g>and</str<strong>on</strong>g> resources available to each community. Therefore, levels of

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