7.3 billion - Citigroup

The following tables provide details on Citigroup‘s Consumer loan delinquency and non-accrual loans as of March 31, 2012 andDecember 31, 2011:Consumer Loan Delinquency and Non-Accrual Details at March 31, 2012Totalcurrent (1)(2)30–89 dayspast due (3)≥ 90 dayspast due (3)Past dueGovernmentguaranteed (4)Totalloans (2)Totalnon-accrual90 days past dueand accruingIn millions of dollarsIn North America officesResidential first mortgages $ 80,290 $3,166 $4,269 $6,565 $ 94,290 $4,321 $5,120Home equity loans (5) 40,224 750 928 — 41,902 1,713 —Credit cards 106,724 1,940 1,890 — 110,554 — 1,890Installment and other 14,571 279 227 — 15,077 411 8Commercial market loans 6,969 9 174 — 7,152 189 11Total $ 248,778 $ 6,144 $ 7,488 $6,565 $ 268,975 $ 6,634 $7,029In offices outside North AmericaResidential first mortgages $44,972 $ 581 $ 502 — $46,055 $780 $ —Home equity loans (5) 6 — 2 — 8 2 —Credit cards 37,643 971 801 — 39,415 501 516Installment and other 28,311 553 203 — 29,067 281 —Commercial market loans 31,580 75 143 — 31,798 441 —Total $ 142,512 $ 2,180 $ 1,651 — $ 146,343 $2,005 $ 516Total GCB and LCL $ 391,290 $ 8,324 $ 9,139 $6,565 $ 415,318 $8,639 $7,545Special Asset Pool (SAP) 730 10 45 — 785 110 —Total Citigroup $ 392,020 $ 8,334 $ 9,184 $6,565 $416,103 $8,749 $7,545(1) Loans less than 30 days past due are presented as current.(2) Includes $1.3 billion of residential first mortgages recorded at fair value.(3) Excludes loans guaranteed by U.S. government entities.(4) Consists of residential first mortgages that are guaranteed by U.S. government entities that are 30-89 days past due of $1.3 billion and ≥ 90 days past due of $5.1billion.(5) Fixed rate home equity loans and loans extended under home equity lines of credit which are typically in junior lien positions.Consumer Loan Delinquency and Non-Accrual Details at December 31, 2011Totalcurrent (1)(2)30–89 dayspast due (3)≥ 90 dayspast due (3)Past dueGovernmentguaranteed (4)Totalloans (2)Totalnon-accrual90 days past dueand accruingIn millions of dollarsIn North America officesResidential first mortgages $ 80,929 $3,550 $4,273 $6,686 $ 95,438 $4,328 $5,054Home equity loans (5) 41,579 868 1,028 — 43,475 988 —Credit cards 114,022 2,344 2,058 — 118,424 — 2,058Installment and other 15,215 340 222 — 15,777 438 10Commercial market loans 6,643 15 207 — 6,865 220 14Total $258,388 $7,117 $7,788 $6,686 $279,979 $5,974 $7,136In offices outside North AmericaResidential first mortgages $ 43,310 $566 $482 $ — $ 44,358 $744 $ —Home equity loans (5) 6 — 2 — 8 2 —Credit cards 38,289 930 785 — 40,004 496 490Installment and other 26,300 528 197 — 27,025 258 —Commercial market loans 30,491 79 127 — 30,697 401 —Total $138,396 $2,103 $1,593 $ — $142,092 $1,901 $ 490Total GCB and LCL $396,784 $9,220 $9,381 $6,686 $422,071 $7,875 $7,626Special Asset Pool (SAP) 1,193 29 47 — 1,269 115 —Total Citigroup $397,977 $9,249 $9,428 $6,686 $423,340 $7,990 $7,626(1) Loans less than 30 days past due are presented as current.(2) Includes $1.3 billion of residential first mortgages recorded at fair value.(3) Excludes loans guaranteed by U.S. government entities.(4) Consists of residential first mortgages that are guaranteed by U.S. government entities that are 30-89 days past due of $1.6 billion and ≥ 90 days past due of $5.1billion.(5) Fixed rate home equity loans and loans extended under home equity lines of credit which are typically in junior lien positions.117CITIGROUP – 2012 FIRST QUARTER 10-Q