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78 Locavesting<br />

The Bottom Line: A no- brainer.<br />

For More Information:<br />

• The Move Your Money site <strong>of</strong>fers an easy way to search for a community<br />

bank or credit union near you. The campaign has partnered<br />

with Institutional Risk Analytics (IRA) to provide a level <strong>of</strong> vetting.<br />

Only banks that IRA ranks “B” or better, based on government<br />

data, are included in the database: www.moveyourmoney.info.<br />

• The Credit Union National Association (CUNA) has a web site for<br />

consumers, www.creditunion.coop, that <strong>of</strong>fers a credit union locator<br />

and other helpful info. Many credit unions also <strong>of</strong>fer “switch<br />

kits” that make switching your bank account easier.<br />

• The Independent Community Bankers <strong>of</strong> America (ICBA) <strong>of</strong>fers a<br />

similar tool to fi nd a community bank, at www.icba.org/consumer/<br />

BankLocator.cfm.<br />

• You can read more about the advantages <strong>of</strong> community banks and<br />

credit unions at www.newrules.org/banking. The New Rules Project<br />

also <strong>of</strong>fers a checklist for moving your money at www.newrules.org/<br />

banking/ seven- simple- steps- move- your- checking-account.<br />

• The Center for Responsible Lending is another good resource for<br />

consumer banking and loan information, including a shopper’s<br />

guide to better banking: www.responsiblelending.org.<br />

•<br />

For more on state banks, see Ellen Brown’s book, Web <strong>of</strong> Debt (Third<br />

Millennium Press, 2007) and related web site, www.web<strong>of</strong>debt.com.

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