2004-2005 COLLEGE CATALOG - Luzerne County Community ...

ments; calculate key financial ratios and use them to compare a company’s performance
with that of the company’s industry; use advanced analytical techniques
including sensitivity analysis, sustainable growth, working investment analysis,
break-even analysis, and operating leverage; determine when a funds flow statement
is required, construct and interpret a cash budget.
BNK 204-Law and Banking: Applications 3 Sem.-Hrs.
This course is an introduction to laws pertaining to secured transactions, letters
of credit, and the bank collection process. After successfully completing this course,
you will be able to: explain the concept of negotiability; analyze the concept of
holder-in-due-course status; describe the nature of primary and secondary contractual
liability on an instrument; discuss the legal issues related to bank collections
and check losses; define and explain the nature of a letter of credit; identify
the issues related to secured transactions.
BNK 205-Deposit Operations 3 Sem.-Hrs.
Deposit Operations provides an overview of the U.S. payments system, banking
law and regulation, and current industry practices. It examines bank deposittaking
activities, considers how banks manage deposited funds, and explores the
interbank EFT systems. Emphasis is placed on ability to: define the regulatory and
procedural framework within which banks operate; explain the U.S. payments system;
interpret the changing definitions and roles of the nation’s depositories and
the changing legal and regulatory environment in which they operate; describe the
check collection process, the rules and practices that govern bank activities in effecting
paper payment, and the risks banks incur in processing checks; describe the
electronic components of the nation’s payment system, including the mechanisms
involved, operational costs, risks, and regulatory guidelines; illustrate how banks
create deposits and the factors that affect the process; list the range of cash management
services that banks offer.
BIOLOGY AND SCIENCE
BIO 101-Introduction to Biological Science I 3 Sem.-Hrs.
Structure, metabolism, development, reproduction and evolution of plants and
animals; for students in non-technical fields.
BIO 102-Human Genetics and Ecology 3 Sem.-Hrs.
This course emphasizes the role genetics and ecology has in everyday life.
Some important topics to be covered include: parts and function of the cell;
human reproduction; role of DNA and RNA in protein synthesis; Mendelian
genetics; chromosomal abnormalities; birth defects; and biogeochemical cycles.
Prerequisite: College-level Biology Course.
BIO 120-Anatomy/Artists 2 Lect., 2 Lab., 3 Sem.-Hrs.
The student will study the anatomical construction of the human form. Both the
inner and surface anatomy will be studied as a unit. Emphasis will be placed on the
skeletal, muscular and integumentary systems. Laboratory work will include a
detailed examination of disarticulated bones, complete skeletons and models of
the muscular arrangements in the limbs.
BIO 121-General Biology 3 Lect., 2 Lab., 4 Sem.-Hrs.
An introduction to the chemistry of living things is studied. Emphasis is given
to the hierarchy of biological organization, genetics and the systematic arrangement
of living things with emphasis on the plant kingdom. Laboratory work includes
use of the compound light microscope, study of cells and tissues, plant
anatomy and reproductive patterns.
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