GENERAL MEETING DRAFT - Bankier.pl

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Paolo Iannone Chief Operating Officer - Czech Republik Franjo Lukovic Chief Executive Officer - Croatia Gianni Papa General Manager - Ukraine Mihaly Patai Chief Executive Officer - Hungary Alexander Picker Chief Executive Officer - Kazakstan Klaus Priverschek Chief Executive Officer - Serbia Rasvan Radu Chief Executive Officer - Romania Boris Tymonkin Chief Executive Officer - Ukraine Graziano Cameli Head of CEE Retail UniCredit Bank Austria Carlo Marini Head of CEE Corporate and Investment Banking UniCredit Bank Austria Doris Tomanek Head of HR Austria & CEE UniCredit Bank Austria Carlo Vivaldi Chief Financial Officer UniCredit Bank Austria Stephan Winkelmeier Chief Risk Officer UniCredit Bank Austria and Head of CEE Risks POLAND - EXECUTIVE VICE PRESIDENT Luigi Lovaglio General Manager Bank Pekao Diego Biondo Chief Risk Officer Bank Pekao Marco Iannaccone Chief Financial Officer Bank Pekao Andreji Kopyrski Head of Corporate Banking and MIB Division Bank Pekao Grzegorz Piwowar Head of Retail Banking Division Bank Pekao Piercandido Vaisitti Head of HR Division Bank Pekao Marian Wazynski Head of Logistics & Procurement Bank Pekao Pasquale Giamboi Poland’s Markets Business Advisory Staff 142
CORPORATE, INVESTMENT BAKING & PRIVATE BANKING STRATEGIC BUSINESS AREA - EXECUTIVE VICE PRESIDENT Helmut Bernkopf Head of CIB Network Austria Business Unit and Head of Corporate Investment Banking UniCredit Bank Austria Marco Bolgiani Head of Global Transaction Banking Business Unit Bernhard Brinker Head of Financial Institutions Group Business Unit Jurgen Dennert Head of Corporate Treasury Sales Lutz Diederichs Head of CIB Network Germany Business Unit and Head of Corporate & Investment Banking – UniCredit Bank AG Fausto Galmarini Chief Executive Officer UniCredit Factoring Francesco Giordano Head of CIB Strategy and Marketing Mike Hammond Co-Head of Markets Michael Hinssen Head of HR CIB Juergen Kullnig Head of CIB Credit Risk Thiam J Lim Co-Head of Markets Massimiliano Moi Head of Leasing Business Unit and Chief Executive Officer UniCredit Leasing Luca Lorenzi General Manager UniCredit Leasing Piergiorgio Peluso Head of CIB Network Italy Business Unit And Chief Executive Officer UniCredit Corporate Banking SpA Edoardo Spezzotti Head of CIB Integration Management John Spillane Head of CIB and PB Risks Juergen Danzmayr Head of Private Banking Network Austria and Head of Private Banking Division UniCredit Bank Austria Steffen Marquardt Head of Private Banking Network Germany and Head of Wealth Management Division UniCredit Bank AG Dario Prunotto Head of Private Banking Network Italy and Chief Executive Officer UniCredit Private Banking Giuseppe Di Sisto Top Clients Management UniCredit Private Banking Robert Zadrazil Chairman of the Management Board Schoellerbank AG 143
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2009 Consolidated Reports and Accou
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UniCredit S.p.A Registered Office:
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Contents 5 Introduction 7 Board of
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11 >> Strategy and Results Our appr
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REVENUES BY REGION 4 (%) 24.4 7.7 1
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CENTRAL AND EASTERN EUROPE UniCredi
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Today’s UniCredit Group is a youn
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30 20 10 0 -10 -20 Operating Profit
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With the aim of creating shareholde
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SRT (Semplice Risparmiare Tempo - I
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On the mortgage loans side, the Mut
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Breakdown of loans by country and d
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�� Within the
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The new organizational model is bei
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Total Financial Assets (billion €
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Despite the decline in profit befor
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customer relation and the products
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This decrease was offset in part by
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Key Ratios and Indicators CENTRAL E
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Page 104 and 105: �� Workout sa
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Page 108 and 109: 2009 saw a strengthening of technol
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Page 112 and 113: capital of Bank Austria Aktiengesel
Page 114 and 115: Following the described operation,
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Page 130 and 131: D. examine the information received
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Page 134 and 135: Deputy Vice Chairman Gutty Gianfran
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Page 138 and 139: Corporate Governance Management Com
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Page 144 and 145: ASSET MANAGEMENT - EXECUTIVE VICE P
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Page 150 and 151: Consolidated Balance Sheet Balance
Page 152 and 153: Consolidated Income Statement (�
Page 154 and 155: Statement of Changes in Shareholder
Page 156 and 157: 2009 CONSOLIDATED REPORTS AND ACCOU
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Page 164 and 165: The income statement was also chang
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Page 168 and 169: NAME MAIN OFFICE 22 ARNO GRUNDSTUCK
Page 170 and 171: NAME MAIN OFFICE 95 BANK AUSTRIA LE
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Page 184 and 185: NAME MAIN OFFICE 2009 CONSOLIDATED
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Change of the consolidation method
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The following table shows the Entit
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The European Commission also transp
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If however the fall in the fair val
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The amount of the loss on impaired
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Allowances for unsecured loans to r
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transferred through profit or loss
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Subsequent costs are added to the c
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Goodwill is recognised at cost less
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This method distributes the cost of
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The acquisition date is the date on
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The lessee acquires the economic be
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Guarantees and credit derivatives i
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Objective evidence that a financial
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A.3.1.1 Reclassified financial asse
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2.2 Financial assets held for tradi
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6.1 Loans and receivables with bank
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The following table shows the perce
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NAME MAIN OFFICE 2009 CONSOLIDATED
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Name 2009 CONSOLIDATED REPORTS AND
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12.3 Property, plant and equipment
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Core Deposits The value of the rela
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In accordance with the provisions o
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Utility value is determined by disc
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Non-CEE countries: Rates 2009 2010
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Discount rates of flows The table b
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Supplementing the sensitivity analy
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14.3 Deferred tax assets: annual ch
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2.3 Breakdown of item 20 "Deposits
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3. Changes to plan assets and other
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The table below shows the breakdown
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15.2 Capital Stock - number of shar
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1.4 Interest expense and similar ch
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Fee and commission expense fell fro
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11.5 Other administrative expenses:
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2009 CONSOLIDATED REPORTS AND ACCOU
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With regard to the use of the AMA (
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During the first quarter of 2009, c
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2.2.1 Country risk Country risk is
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The assessment of a counterpart’s
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Credit risk strategies are defined
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The current models in place within
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A.1.3 Banking group - On- and off-b
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A.2 Internal and external ratings A
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A.3 Distribution of secured credit
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B.3 Banking Group -Distribution of
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The Group is also an investor, spon
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ORIGINATOR: UniCredit S.p.A. (ex Ca
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New transaction 2009 NAME Type of s
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ORIGINATOR: UniCredit Family Financ
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ORIGINATOR: UniCredit Leasing S.p.A
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ORIGINATOR: Leasfinanz GmbH Transac
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New transaction 2009 NAME Type of s
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Transactions previous periods NAME
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ORIGINATOR: UNICREDIT BANK AG (ex H
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ORIGINATOR: UNICREDIT BANK AUSTRIA
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C.1.2 Banking Group - Exposure from
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( C.1.2 Banking Group - Exposure fr
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(C.1.3 Banking Group - Exposure res
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C.1.4 Banking Group - Exposure resu
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attachment to table C.1.8 STATEMENT
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Eurofinance 2000 S.r.L. - Patrimoni
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Geldilux TS 2005 S.A. 31/12/2009 31
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Geldilux TS 2008 S.A. 31/12/2009 31
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Trevi Finance S.p.A. 31/12/2009 31/
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Trevi Finance n. 3 S.r.L. 31/12/200
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C.3 Covered Bond Transactions Quali
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1. Structured Credit Products A det
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The transactions included under “
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In some circumstances purchase comp
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Over 55% of the structured credit p
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A breakdown of the Group’s gross
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Structured credit product exposures
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The following table shows the main
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Where it is impossible to identify
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2. OTC Trading Derivatives with Cus
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In the same way, and in an effort t
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The following table gives the VaR f
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The main sources of interest rate r
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1.1 Banking portfolio: distribution
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1.3 Banking portfolio: distribution
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A.2.2 Banking book: end of period n
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A.6 OTC Financial Derivatives: Regu
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B.2 Credit derivatives:gross positi
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For each 1bp shift, sensitivity is
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Exchange-Rate Sensitivity This simu
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Stress Tests Stress Tests complemen
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The liquidity metrics The Group’s
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Additional liquidity risk measures
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Early Warning Indicators The Early
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1.3 Time breakdown by contractual r
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The mission of the Group Operationa
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The Special Representative submitte
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Defendants include - inter alia - t
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On October 2, 2009, the receivershi
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d.d. never occurred. Therefore, Zag
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Shareholders’ Meeting of October
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The officers involved in the procee
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Several subsidiaries of UniCredit S
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Madoff In October 2009, the Souther
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Internal Capital is then broken dow
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The following table sets out the im
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Within the limits of the “Employe
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The ESOP 2009 is a share plan simil
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CONSOLIDATED INCOME STATEMENT (�
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Annex 3 AMMS ERSATZ-KOMPLEMENTAR GM
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Annex 3 BALEA SOFT HAMBURG GERMANY
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Annex 3 BOSTON CAPITAL VENTURES V,
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CHARME INVESTMENTS S.C.A. LUXEMBOUR
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CO. WINDPARK MOSE KG Annex 3 68.48
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Annex 3 GUS CONSULTING GMBH VIENNA
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HVB LIFE SCIENCE GMBH MUNICH GERMAN
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Annex 3 INFORMATIONS-TECHNOLOGIE AU
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LIVA IMMOBILIEN LEASING VIENNA AUST
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Annex 3 OBEROSTERREICHISCHE UNTERNE
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PIONEER INVESTMENTS MUNICH GERMANY
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Annex 3 SANITA' - SRL IN LIQUIDAZIO
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TERRENO GRUNDSTUCKSVERWALTUNG GMBH
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Annex 3 … … UNICREDIT CORPORATE
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Annex 3 UNICREDIT PARTNER D.O.O ZAG
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Annex 3 VV IMMOBILIEN GMBH & CO. GB
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Basel 2 New international capital a
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Consumer ABS ABS (q.v.) in which th
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FINREP Document issued by the Commi
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IRS - Interest Rate Swap See "Swap"
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Operating risk The risk of losses d
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Securitization Transfer of a portfo
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