GENERAL MEETING DRAFT - Bankier.pl

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�� Business combinations with counterparties outside the Group are carried out using the purchase method prescribed by IFRS 3 - Business Combinations as noted in Part A .2 above concerning the main balancesheet items. No business combinations with external counterparties have been completed since December 31, 2008. As part of ongoing reorganization, the Group undertook business combinations between entities already directly or indirectly controlled by UniCredit SpA (business combinations under common control). These transactions had no economic substance and were accounted for in the acquirer’s and acquired entity’s accounts in accordance with the continuity principle, under which the acquirer purchases the net assets acquired at their carrying value in the acquired entity’s accounts. Any difference between this value and the purchase price are recognized in an equity reserve both by the acquirer and by the seller. These transactions have no effect on consolidated profit. The main transactions of this kind carried out in 2009 were: � Absorption by UniCredit Global Information Services SpA of HVB Information Services GmbH, previously a subsidiary of UniCredit Bank AG; WAVE Solution Information Technology GmbH previously a subsidiary of UniCredit Bank Austria AG and Kyneste SpA. � Split-off and absorption of the Back Office business owned by Unicredit Bank Austria AG and Unicredit Bank AG by Unicredit Business Partner S.p.a. � Absorption of UniCredit Banca per la Casa SpA by UniCredit Consumer Financing SpA. � Absorption of Private Bank Business owned by Unicredit International Bank Luxembourg S.A. by Unicredit Luxembourg S.A. � Split-off and absorption of the “Loans against Salary” business owned by Family Credit Network SpA, by UniCredit Consumer Financing SpA. � Absorption of UniCredit Global Leasing SpA by Locat SpA. � Acquisition by OOO UniCredit Leasing, a 100% subsidiary of ZAO UniCredit Bank, of ZAO Locat Leasing Russia, previously a 100% subsidiary of UniCredit Leasing and acquisition by UniCredit Leasing of a controlling stake in OOO UniCredit Leasing. � Absorption by UniCredit Bank Austria AG of Bank Privat und Asset Management GmbH. � Absorption of BACA Giocondo Nekretnine D.O.O. by Interkonzum DOO. � Absorption of BACA Minerva Leasing GMBH by UniCredit Global Leasing Export GmbH. � Absorption of CA IB D.D. by Zaba Turizam D.O.O. � Absorption of CALG Hotelgrundstuckverwaltung Grundung 1986 Gmbh by UniCredit Global Leasing Export Gmbh. � Absorption of Pekao Auto Finanse S.A. by Pekao Leasing SP Z.O.O. � Absorption of Pekao Leasing I Finanse S.A. by Pekao Leasing SP Z.O.O. 2009 CONSOLIDATED REPORTS AND ACCOUNTS 488
489 >> Consolidated Financial Statements Part G – Business Combinations �� No business combinations with external counterparties have been completed since December 31, 2008.
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2009 Consolidated Reports and Accou
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UniCredit S.p.A Registered Office:
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Contents 5 Introduction 7 Board of
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11 >> Strategy and Results Our appr
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REVENUES BY REGION 4 (%) 24.4 7.7 1
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CENTRAL AND EASTERN EUROPE UniCredi
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Today’s UniCredit Group is a youn
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30 20 10 0 -10 -20 Operating Profit
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With the aim of creating shareholde
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SRT (Semplice Risparmiare Tempo - I
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On the mortgage loans side, the Mut
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Breakdown of loans by country and d
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�� Within the
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The new organizational model is bei
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Total Financial Assets (billion €
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Despite the decline in profit befor
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customer relation and the products
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This decrease was offset in part by
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Key Ratios and Indicators CENTRAL E
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�� In the diffic
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�� Despite a
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UniCredit Bulbank is Bulgaria's lar
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�� Workout sa
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2009 saw a strengthening of technol
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capital of Bank Austria Aktiengesel
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Following the described operation,
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D. examine the information received
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Deputy Vice Chairman Gutty Gianfran
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Corporate Governance Management Com
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Paolo Iannone Chief Operating Offic
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ASSET MANAGEMENT - EXECUTIVE VICE P
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Consolidated Balance Sheet Balance
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Consolidated Income Statement (�
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Statement of Changes in Shareholder
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2009 CONSOLIDATED REPORTS AND ACCOU
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The income statement was also chang
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The list of subsidiaries also inclu
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NAME MAIN OFFICE 22 ARNO GRUNDSTUCK
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NAME MAIN OFFICE 95 BANK AUSTRIA LE
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NAME MAIN OFFICE 2009 CONSOLIDATED
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Change of the consolidation method
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The following table shows the Entit
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The European Commission also transp
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If however the fall in the fair val
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The amount of the loss on impaired
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Allowances for unsecured loans to r
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transferred through profit or loss
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Subsequent costs are added to the c
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Goodwill is recognised at cost less
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This method distributes the cost of
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The acquisition date is the date on
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The lessee acquires the economic be
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Guarantees and credit derivatives i
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Objective evidence that a financial
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A.3.1.1 Reclassified financial asse
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2.2 Financial assets held for tradi
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6.1 Loans and receivables with bank
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The following table shows the perce
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Name 2009 CONSOLIDATED REPORTS AND
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12.3 Property, plant and equipment
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Core Deposits The value of the rela
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In accordance with the provisions o
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Utility value is determined by disc
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Non-CEE countries: Rates 2009 2010
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Discount rates of flows The table b
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Supplementing the sensitivity analy
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14.3 Deferred tax assets: annual ch
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2.3 Breakdown of item 20 "Deposits
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3. Changes to plan assets and other
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The table below shows the breakdown
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15.2 Capital Stock - number of shar
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1.4 Interest expense and similar ch
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Fee and commission expense fell fro
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11.5 Other administrative expenses:
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With regard to the use of the AMA (
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During the first quarter of 2009, c
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2.2.1 Country risk Country risk is
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The assessment of a counterpart’s
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Credit risk strategies are defined
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The current models in place within
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A.1.3 Banking group - On- and off-b
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A.2 Internal and external ratings A
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A.3 Distribution of secured credit
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B.3 Banking Group -Distribution of
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The Group is also an investor, spon
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ORIGINATOR: UniCredit S.p.A. (ex Ca
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New transaction 2009 NAME Type of s
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ORIGINATOR: UniCredit Family Financ
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ORIGINATOR: UniCredit Leasing S.p.A
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ORIGINATOR: Leasfinanz GmbH Transac
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New transaction 2009 NAME Type of s
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Transactions previous periods NAME
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ORIGINATOR: UNICREDIT BANK AG (ex H
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ORIGINATOR: UNICREDIT BANK AUSTRIA
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C.1.2 Banking Group - Exposure from
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( C.1.2 Banking Group - Exposure fr
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(C.1.3 Banking Group - Exposure res
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C.1.4 Banking Group - Exposure resu
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attachment to table C.1.8 STATEMENT
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Eurofinance 2000 S.r.L. - Patrimoni
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Geldilux TS 2005 S.A. 31/12/2009 31
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Geldilux TS 2008 S.A. 31/12/2009 31
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Trevi Finance S.p.A. 31/12/2009 31/
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Trevi Finance n. 3 S.r.L. 31/12/200
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C.3 Covered Bond Transactions Quali
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1. Structured Credit Products A det
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The transactions included under “
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In some circumstances purchase comp
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Over 55% of the structured credit p
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A breakdown of the Group’s gross
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Structured credit product exposures
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The following table shows the main
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Where it is impossible to identify
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2. OTC Trading Derivatives with Cus
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In the same way, and in an effort t
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The following table gives the VaR f
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The main sources of interest rate r
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1.1 Banking portfolio: distribution
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1.3 Banking portfolio: distribution
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A.2.2 Banking book: end of period n
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A.6 OTC Financial Derivatives: Regu
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B.2 Credit derivatives:gross positi
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For each 1bp shift, sensitivity is
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Page 462 and 463: d.d. never occurred. Therefore, Zag
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Page 494 and 495: The following table sets out the im
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Page 516 and 517: CONSOLIDATED INCOME STATEMENT (�
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Page 520 and 521: Annex 3 AMMS ERSATZ-KOMPLEMENTAR GM
Page 522 and 523: Annex 3 BALEA SOFT HAMBURG GERMANY
Page 524 and 525: Annex 3 BOSTON CAPITAL VENTURES V,
Page 526 and 527: CHARME INVESTMENTS S.C.A. LUXEMBOUR
Page 528 and 529: CO. WINDPARK MOSE KG Annex 3 68.48
Page 530 and 531: Annex 3 GUS CONSULTING GMBH VIENNA
Page 532 and 533: HVB LIFE SCIENCE GMBH MUNICH GERMAN
Page 534 and 535: Annex 3 INFORMATIONS-TECHNOLOGIE AU
Page 536 and 537: LIVA IMMOBILIEN LEASING VIENNA AUST
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Annex 3 OBEROSTERREICHISCHE UNTERNE
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PIONEER INVESTMENTS MUNICH GERMANY
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Annex 3 SANITA' - SRL IN LIQUIDAZIO
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TERRENO GRUNDSTUCKSVERWALTUNG GMBH
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Annex 3 … … UNICREDIT CORPORATE
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Annex 3 UNICREDIT PARTNER D.O.O ZAG
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Annex 3 VV IMMOBILIEN GMBH & CO. GB
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Basel 2 New international capital a
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Consumer ABS ABS (q.v.) in which th
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FINREP Document issued by the Commi
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IRS - Interest Rate Swap See "Swap"
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Operating risk The risk of losses d
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Securitization Transfer of a portfo
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