GENERAL MEETING DRAFT - Bankier.pl

More documents

Recommendations

Info

The following table shows the Entities which changed their company name in 2009. Entities which changed the company name during 2009 COMPANY NAME MAIN OFFICE COMPANY NAME MAIN OFFICE AGROB IMMOBILIEN AG (ex AGROB IMMOBILIEN AG) ISMANING ARABELLA FINANCE LTD. (ex ARABELLA FUNDING LTD. (JERSEY)) DUBLIN BANK AUSTRIA WOHNBAUBANK AG (ex BANK AUSTRIA CREDITANSTALT WOHNBAUBANK AG) WIEN BULBANK AUTO LEASING EOOD (ex UNICREDIT LEASING AUTO BULGARIA EOOD) SOFIA CLOSED JOINT-STOCK COMPANY UNICREDIT SECURITIES (ex ZAO UNICREDIT ATON) MOSCA FAMILY CREDIT NETWORK SPA (ex FINECO PRESTITI S.P.A.) MILAN GYOR BEVASARLOKOZPONT INGATLANBERUHAZO ES UZEMELTETO KORLATOLT FELELOSSEGU TAESASAG (ex SHOPPING CENTER GYOR ERRICHTUNGS- UND BETRIEBSGESELLSCHAFT M.B.H) BUDAPEST HOLDING SP.Z.O.O. WARSAW KINABALU FINANCIAL PRODUCTS LLP (ex NEWSMITH FINANCIAL PRODUCTS LLP) LONDON KINABALU FINANCIAL SOLUTIONS LTD (ex NEWSMITH FINANCIAL SOLUTIONS LLP) LONDON ISTRA D.M.C. DOO (ex ISTRA GOLF DOO) UMAG ISTRATURIST UMAG, HOTELIJERSTVO TURIZAM I TURISTICKA AGENCIJA DD (ex ISTRATURIST UMAG, HOTELIJERSTVO I TURIZAM DD) UMAG OPEN ACCUMULATIVE PENSIOON FUND OTAN JSC (ex OPEN SAVING PENSIOON FUND OTAN JSC) ALMATY CITY 2009 CONSOLIDATED REPORTS AND ACCOUNTS UNICREDIT BANCASSURANCE MANAGEMENT & ADMINISTRATION SOCIETA' CONSORTILE A RESPONSABILITA' LIMITATA (ex UNICREDIT BANCASSURANCE MANAGEMENT & ADMINISTRATION SRL) MILAN UNICREDIT BANK AG (ex BAYERISCHE HYPO- UND VEREINSBANK AG) MUNICH UNICREDIT BUSINESS PARTNER GMBH (ex BA-CA ADMINISTRATION SERVICES GMBH) WIEN UNICREDIT BUSINESS PARTNER S.R.O. (ex BANKING TRANSACTION SERVICES S.R.O.) PRAGUE UNICREDIT BUSINESS PARTNER SOCIETA' CONSORTILE PER AZIONI (ex UNICREDIT PROCESSES & ADMINISTRATION SOCIETA PER AZIONI ) COLOGNO MONZESE UNICREDIT CAIB UK LTD. IN LIQUIDATION (ex UNICREDIT CAIB UK LTD.) LONDON UNICREDIT FAMILY FINANCING BANK SPA (ex UNICREDIT CONSUMER FINANCING BANK SPA) MILAN UNICREDIT GLOBAL INFORMATION SERVICES SOCIETA CONSORTILE PER AZIONI (ex UNICREDIT GLOBAL INFORMATION SERVICES SPA) MILAN UNICREDIT INSURANCE BROKER EOOD (ex UNICREDIT INSURANCE BROKER OOD) SOFIA UNICREDIT IRELAND FINANCIAL SERVICES LTD (IN LIQUIDATION) (ex UNICREDIT IRELAND FINANCIAL SERVICES PLC) DUBLIN UNICREDIT LEASING AVIATION GMBH (ex LFL LUFTFAHRZEUG LEASING GMBH) HAMBURG UNICREDIT LEASING BAUTRAGER GMBH (ex BANK AUSTRIA CREDITANSTALT LEASING BAUTRAGER GMBH) WIEN UNICREDIT LEASING FINANCE GMBH (ex HVB INVESTITIONSBANK GMBH) HAMBURG OPEN JOINT STOCK COMPANY UNICREDIT BANK (ex UNICREDIT BANK LTD) LUCK UNICREDIT LEASING GMBH (ex HVB LEASING GMBH) HAMBURG PALAIS ROTHSCHILD VERMIETUNGS GMBH & CO OG (ex PALAIS ROTHSCHILD VERMIETUNGS GMBH & CO OEG) WIEN PIONEER CZECH FINANCIAL COMPANY SRO IN LIQUIDATION (ex PIONEER CZECH FINANCIAL COMPANY SRO) PRAGUE SALOME FUNDING LTD. (ex SALOME FUNDING LTD. (JERSEY)) DUBLIN UCL NEKRETNINE D.O.O. (ex HVB LEASING CPB D.O.O.) SARAJEVO UNICREDIT LUXEMBOURG S.A. (ex HVB BANQUE LUXEMBOURG SOCIETE ANONYME) LUXEMBURG UNICREDIT AUDIT SOCIETA' CONSORTILE PER AZIONI (ex UNICREDIT AUDIT SPA) MILAN UNICREDIT LONDON INVESTMENTS LIMITED (ex UNICREDIT FINANCE & INVESTMENTS LIMITED) LONDON UNICREDIT PARTNER D.O.O (ex UNICREDIT BROKER D.O.O.) ZAGABRIA UNICREDIT REAL ESTATE SOCIETA' CONSORTILE PER AZIONI (ex UNICREDIT REAL ESTATE SPA) GENOA UNICREDIT TURN-AROUND MANAGEMENT GMBH (ex BANK AUSTRIA TRADE SERVICES GESELLSCHAFT M.B.H.) WIEN UNICREDIT SECURITIES INTERNATIONAL LIMITED (ex UNICREDIT ATON INTERNATIONAL LIMITED) NICOSIA WEALTHCAP INITIATOREN GMBH (ex BLUE CAPITAL GMBH) HAMBURG 194
�� 195 >> Financial Statements Part A – Accounting Policies No material events have occurred after the balance sheet date that would make it necessary to change any of the information given in the Consolidated Accounts. See the Report on Operations for a description of significant events after year end. �� Since 2009 the following principles or accounting interpretations have become effective: � Improvements to IFRSs (EC regulation 70/2009) (excluding revisions to IFRS1 and IFRS5); � IAS 1: Presentation of Financial Statements (transposed into EC regulation 1274/2008); � IAS 23: Borrowing costs (EC regulation 1260/2008); � Amendments to IAS 32: Financial Instruments – Disclosure and Presentation and IAS1: Presentation of Financial Statements – Puttable Financial Instruments and Obligation Arising on Liquidation (EC regulation 53/2009); � Amendments to IFRS 1: First-time Adoption of International Financial Reporting Standards and to IAS 27: Consolidated and Separate Financial Statements – Cost of an Investment in a Subsidiary, Jointly-controlled Entity or Associate (EC regulation 69/2009); � Amendments to IFRS 2: Share-Based Payment (EC regulation 1261/2008); � Amendments to IFRS 4: Insurance contracts and to IFRS 7 Improving Disclosures about Financial Instruments (EC regulation 1165/2009); � IFRS 8: Operating Segments (EC regulation 1358/2007); � Amendments to IAS 39 and to IFRS 7: Reclassification of Financial Assets – Effective Date and Transition (CE regulation 824/2009); � Amendments to IFRIC 9: Reassessment of Embedded Derivatives and to IAS 39: Financial Instruments: Recognition and Measurement (EC regulation 1171/2009); � IFRIC 13: Customer Loyalty Programmes (EC regulation 1262/2008); � IFRIC 14: The limit of a Defined Benefit Assets, Minimum Funding Requirements and their Interaction (EC regulation 1263/2008). As regards the new version of IAS 1 "Presentation of Financial Statements" and the adoption of the statement of comprehensive income, see Section 2 above - General Principles. In addition, it should be noted that the revisions to IFRS 7 include the requirement that valuations at fair value be classified on the basis of a hierarchy of levels that reflects the significance of the inputs used in the valuations. Both these revisions are included in those incorporated in the referenced first amendment to Circular 262/2005 of Banca d'Italia (see Section 1). The entry into force of IFRS 8 "Operating Segments" had no impact on segment reporting (Part L of the Notes to Accounts) since the criteria used to prepare the segment reporting, as determined on the basis of the previous IAS 14 which has now been replaced, are the same as those used to provide information to the highest operational decision-making level as required by the new standard. The adoption of the other standards and interpretations cited also had no effect on the balance sheet or income statement of the consolidated financial statements.
Page 1 and 2:
2009 Consolidated Reports and Accou
Page 3 and 4:
UniCredit S.p.A Registered Office:
Page 5:
Contents 5 Introduction 7 Board of
Page 9 and 10:
��
Page 11 and 12:
11 >> Strategy and Results Our appr
Page 13 and 14:
REVENUES BY REGION 4 (%) 24.4 7.7 1
Page 15 and 16:
CENTRAL AND EASTERN EUROPE UniCredi
Page 17:
Today’s UniCredit Group is a youn
Page 20 and 21:
��
Page 22 and 23:
��
Page 24 and 25:
� ��
Page 26:
��
Page 30 and 31:
�� I
Page 32 and 33:
��
Page 34 and 35:
��
Page 36 and 37:
��
Page 38 and 39:
��
Page 40 and 41:
��
Page 42 and 43:
��
Page 44 and 45:
��
Page 46 and 47:
30 20 10 0 -10 -20 Operating Profit
Page 48 and 49:
��
Page 50 and 51:
��
Page 52 and 53:
��
Page 54 and 55:
��
Page 56 and 57:
��
Page 58 and 59:
��
Page 60 and 61:
With the aim of creating shareholde
Page 62 and 63:
SRT (Semplice Risparmiare Tempo - I
Page 64 and 65:
��
Page 66 and 67:
On the mortgage loans side, the Mut
Page 68 and 69:
��
Page 70 and 71:
Breakdown of loans by country and d
Page 72 and 73:
�� Within the
Page 74 and 75:
��
Page 76 and 77:
The new organizational model is bei
Page 78 and 79:
Total Financial Assets (billion €
Page 80 and 81:
Despite the decline in profit befor
Page 82 and 83:
customer relation and the products
Page 84 and 85:
This decrease was offset in part by
Page 86 and 87:
��
Page 88 and 89:
��
Page 90 and 91:
Key Ratios and Indicators CENTRAL E
Page 92 and 93:
�� In the diffic
Page 94 and 95:
�� Despite a
Page 96 and 97:
UniCredit Bulbank is Bulgaria's lar
Page 98 and 99:
��
Page 100 and 101:
��
Page 102 and 103:
��
Page 104 and 105:
�� Workout sa
Page 106 and 107:
��
Page 108 and 109:
2009 saw a strengthening of technol
Page 110 and 111:
��
Page 112 and 113:
capital of Bank Austria Aktiengesel
Page 114 and 115:
Following the described operation,
Page 116 and 117:
��
Page 118 and 119:
��
Page 120 and 121:
��
Page 122 and 123:
��
Page 124 and 125:
124
Page 126 and 127:
��
Page 128 and 129:
��
Page 130 and 131:
D. examine the information received
Page 132 and 133:
��
Page 134 and 135:
Deputy Vice Chairman Gutty Gianfran
Page 136 and 137:
��
Page 138 and 139:
Corporate Governance Management Com
Page 140 and 141:
��
Page 142 and 143:
Paolo Iannone Chief Operating Offic
Page 144 and 145: ASSET MANAGEMENT - EXECUTIVE VICE P
Page 146 and 147: 146
Page 148 and 149: 148
Page 150 and 151: Consolidated Balance Sheet Balance
Page 152 and 153: Consolidated Income Statement (�
Page 154 and 155: Statement of Changes in Shareholder
Page 156 and 157: 2009 CONSOLIDATED REPORTS AND ACCOU
Page 158 and 159: 158
Page 160 and 161: 160
Page 162 and 163: ��
Page 164 and 165: The income statement was also chang
Page 166 and 167: The list of subsidiaries also inclu
Page 168 and 169: NAME MAIN OFFICE 22 ARNO GRUNDSTUCK
Page 170 and 171: NAME MAIN OFFICE 95 BANK AUSTRIA LE
Page 174 and 175: NAME MAIN OFFICE 2009 CONSOLIDATED
Page 184 and 185: NAME MAIN OFFICE 2009 CONSOLIDATED
Page 192 and 193: Change of the consolidation method
Page 196 and 197: The European Commission also transp
Page 198 and 199: ��
Page 200 and 201: If however the fall in the fair val
Page 202 and 203: The amount of the loss on impaired
Page 204 and 205: Allowances for unsecured loans to r
Page 206 and 207: transferred through profit or loss
Page 208 and 209: Subsequent costs are added to the c
Page 210 and 211: Goodwill is recognised at cost less
Page 212 and 213: This method distributes the cost of
Page 214 and 215: ��
Page 216 and 217: The acquisition date is the date on
Page 218 and 219: The lessee acquires the economic be
Page 220 and 221: Guarantees and credit derivatives i
Page 222 and 223: Objective evidence that a financial
Page 224 and 225: ��
Page 226 and 227: A.3.1.1 Reclassified financial asse
Page 228 and 229: ��
Page 230 and 231: ��
Page 232 and 233: 232
Page 234 and 235: ��
Page 236 and 237: 2.2 Financial assets held for tradi
Page 238 and 239: ��
Page 240 and 241: ��
Page 242 and 243: 6.1 Loans and receivables with bank
Page 244 and 245:
The following table shows the perce
Page 246 and 247:
��
Page 248 and 249:
NAME MAIN OFFICE 2009 CONSOLIDATED
Page 250 and 251:
Name 2009 CONSOLIDATED REPORTS AND
Page 252 and 253:
��
Page 254 and 255:
12.3 Property, plant and equipment
Page 256 and 257:
��
Page 258 and 259:
Core Deposits The value of the rela
Page 260 and 261:
In accordance with the provisions o
Page 262 and 263:
Utility value is determined by disc
Page 264 and 265:
Non-CEE countries: Rates 2009 2010
Page 266 and 267:
Discount rates of flows The table b
Page 268 and 269:
Supplementing the sensitivity analy
Page 270 and 271:
14.3 Deferred tax assets: annual ch
Page 272 and 273:
��
Page 274 and 275:
��
Page 276 and 277:
2.3 Breakdown of item 20 "Deposits
Page 278 and 279:
��
Page 280 and 281:
��
Page 282 and 283:
��
Page 284 and 285:
3. Changes to plan assets and other
Page 286 and 287:
The table below shows the breakdown
Page 288 and 289:
15.2 Capital Stock - number of shar
Page 290 and 291:
��
Page 292 and 293:
292
Page 294 and 295:
��
Page 296 and 297:
1.4 Interest expense and similar ch
Page 298 and 299:
Fee and commission expense fell fro
Page 300 and 301:
��
Page 302 and 303:
��
Page 304 and 305:
��
Page 306 and 307:
��
Page 308 and 309:
11.5 Other administrative expenses:
Page 310 and 311:
��
Page 312 and 313:
��
Page 314 and 315:
��
Page 316 and 317:
��
Page 318 and 319:
318
Page 320 and 321:
2009 CONSOLIDATED REPORTS AND ACCOU
Page 322 and 323:
322
Page 324 and 325:
��
Page 326 and 327:
With regard to the use of the AMA (
Page 328 and 329:
During the first quarter of 2009, c
Page 330 and 331:
2.2.1 Country risk Country risk is
Page 332 and 333:
The assessment of a counterpart’s
Page 334 and 335:
Credit risk strategies are defined
Page 336 and 337:
The current models in place within
Page 338 and 339:
��
Page 340 and 341:
A.1.3 Banking group - On- and off-b
Page 342 and 343:
A.2 Internal and external ratings A
Page 344 and 345:
A.3 Distribution of secured credit
Page 346 and 347:
��
Page 348 and 349:
B.3 Banking Group -Distribution of
Page 350 and 351:
The Group is also an investor, spon
Page 352 and 353:
ORIGINATOR: UniCredit S.p.A. (ex Ca
Page 354 and 355:
New transaction 2009 NAME Type of s
Page 356 and 357:
ORIGINATOR: UniCredit Family Financ
Page 358 and 359:
ORIGINATOR: UniCredit Leasing S.p.A
Page 360 and 361:
ORIGINATOR: Leasfinanz GmbH Transac
Page 362 and 363:
New transaction 2009 NAME Type of s
Page 364 and 365:
Transactions previous periods NAME
Page 366 and 367:
ORIGINATOR: UNICREDIT BANK AG (ex H
Page 368 and 369:
Page 370 and 371:
Page 372 and 373:
Page 374 and 375:
ORIGINATOR: UNICREDIT BANK AUSTRIA
Page 376 and 377:
C.1.2 Banking Group - Exposure from
Page 378 and 379:
( C.1.2 Banking Group - Exposure fr
Page 380 and 381:
(C.1.3 Banking Group - Exposure res
Page 382 and 383:
C.1.4 Banking Group - Exposure resu
Page 384 and 385:
attachment to table C.1.8 STATEMENT
Page 386 and 387:
Eurofinance 2000 S.r.L. - Patrimoni
Page 388 and 389:
Geldilux TS 2005 S.A. 31/12/2009 31
Page 390 and 391:
Geldilux TS 2008 S.A. 31/12/2009 31
Page 392 and 393:
Trevi Finance S.p.A. 31/12/2009 31/
Page 394 and 395:
Trevi Finance n. 3 S.r.L. 31/12/200
Page 396 and 397:
C.3 Covered Bond Transactions Quali
Page 398 and 399:
1. Structured Credit Products A det
Page 400 and 401:
The transactions included under “
Page 402 and 403:
In some circumstances purchase comp
Page 404 and 405:
Over 55% of the structured credit p
Page 406 and 407:
A breakdown of the Group’s gross
Page 408 and 409:
Structured credit product exposures
Page 410 and 411:
The following table shows the main
Page 412 and 413:
Where it is impossible to identify
Page 414 and 415:
2. OTC Trading Derivatives with Cus
Page 416 and 417:
��
Page 418 and 419:
In the same way, and in an effort t
Page 420 and 421:
The following table gives the VaR f
Page 422 and 423:
The main sources of interest rate r
Page 424 and 425:
1.1 Banking portfolio: distribution
Page 426 and 427:
1.3 Banking portfolio: distribution
Page 428 and 429:
��
Page 430 and 431:
A.2.2 Banking book: end of period n
Page 432 and 433:
A.6 OTC Financial Derivatives: Regu
Page 434 and 435:
B.2 Credit derivatives:gross positi
Page 436 and 437:
For each 1bp shift, sensitivity is
Page 438 and 439:
Exchange-Rate Sensitivity This simu
Page 440 and 441:
Stress Tests Stress Tests complemen
Page 442 and 443:
��
Page 444 and 445:
The liquidity metrics The Group’s
Page 446 and 447:
Additional liquidity risk measures
Page 448 and 449:
Early Warning Indicators The Early
Page 450 and 451:
1.3 Time breakdown by contractual r
Page 452 and 453:
The mission of the Group Operationa
Page 454 and 455:
��
Page 456 and 457:
The Special Representative submitte
Page 458 and 459:
Defendants include - inter alia - t
Page 460 and 461:
On October 2, 2009, the receivershi
Page 462 and 463:
d.d. never occurred. Therefore, Zag
Page 464 and 465:
Shareholders’ Meeting of October
Page 466 and 467:
The officers involved in the procee
Page 468 and 469:
Several subsidiaries of UniCredit S
Page 470 and 471:
Madoff In October 2009, the Souther
Page 472 and 473:
��
Page 474 and 475:
Internal Capital is then broken dow
Page 476 and 477:
476
Page 478 and 479:
��
Page 480 and 481:
��
Page 482 and 483:
��
Page 484 and 485:
��
Page 486 and 487:
486
Page 488 and 489:
��
Page 490 and 491:
490
Page 492 and 493:
��
Page 494 and 495:
The following table sets out the im
Page 496 and 497:
496
Page 498 and 499:
��
Page 500 and 501:
Within the limits of the “Employe
Page 502 and 503:
The ESOP 2009 is a share plan simil
Page 504 and 505:
504
Page 506 and 507:
��
Page 508 and 509:
� � ��
Page 510 and 511:
� � ��
Page 512 and 513:
512
Page 514 and 515:
��
Page 516 and 517:
CONSOLIDATED INCOME STATEMENT (�
Page 518 and 519:
��
Page 520 and 521:
Annex 3 AMMS ERSATZ-KOMPLEMENTAR GM
Page 522 and 523:
Annex 3 BALEA SOFT HAMBURG GERMANY
Page 524 and 525:
Annex 3 BOSTON CAPITAL VENTURES V,
Page 526 and 527:
CHARME INVESTMENTS S.C.A. LUXEMBOUR
Page 528 and 529:
CO. WINDPARK MOSE KG Annex 3 68.48
Page 530 and 531:
Annex 3 GUS CONSULTING GMBH VIENNA
Page 532 and 533:
HVB LIFE SCIENCE GMBH MUNICH GERMAN
Page 534 and 535:
Annex 3 INFORMATIONS-TECHNOLOGIE AU
Page 536 and 537:
LIVA IMMOBILIEN LEASING VIENNA AUST
Page 538 and 539:
Annex 3 OBEROSTERREICHISCHE UNTERNE
Page 540 and 541:
PIONEER INVESTMENTS MUNICH GERMANY
Page 542 and 543:
Annex 3 SANITA' - SRL IN LIQUIDAZIO
Page 544 and 545:
TERRENO GRUNDSTUCKSVERWALTUNG GMBH
Page 546 and 547:
Annex 3 … … UNICREDIT CORPORATE
Page 548 and 549:
Annex 3 UNICREDIT PARTNER D.O.O ZAG
Page 550 and 551:
Annex 3 VV IMMOBILIEN GMBH & CO. GB
Page 552 and 553:
��
Page 554 and 555:
Basel 2 New international capital a
Page 556 and 557:
Consumer ABS ABS (q.v.) in which th
Page 558 and 559:
FINREP Document issued by the Commi
Page 560 and 561:
IRS - Interest Rate Swap See "Swap"
Page 562 and 563:
Operating risk The risk of losses d
Page 564 and 565:
Securitization Transfer of a portfo
Page 566 and 567:
566
Page 568 and 569:
568
Page 570:
570
show all

GENERAL MEETING DRAFT - Bankier.pl

Create successful ePaper yourself

Delete template?

Save as template?