GENERAL MEETING DRAFT - Bankier.pl

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The Corporate & Investment Banking (CIB) area targets corporate and institutional customers that
operate (primarily, but not exclusively) in the primary markets where the UniCredit Group has a presence.
The deterioration in the international economic situation that started in 2008 has accelerated the evolution
of the Group business model with the implementation of CIB new organizational structure, which is the
result of the merger of the previous Corporate and MIB divisions. In particular CIB is focused on business
network in order to make it more consistent with the mission to create sustainable value over the long run
through the rationalization of the governance structures of the various businesses involved, and to
centralize skills in terms of:
� understanding the needs of corporate and institutional customers through a local distribution network
that specializes in specific customer segments;
� creating a Group-wide skill center dedicated to product development and providing related advisory
services to the sales network in the activities of providing products and services to customers;
� mitigating risks by taking a global view of a customer relationship and adopting standard risk
measurement methodologies and specialized product skills.
Through a broad range of dedicated financial products and services, from traditional lending activities and
services that are typical of commercial banking to more complex services with a higher added value (e.g.,
project finance, acquisition finance and other investment banking services and services to access/operate
in international financial markets), CIB supports its customers during the various phases of the business's
life by providing support in ordinary corporate activities, in growth and internationalization projects, and
lastly, during any restructuring periods.
The strengthening of CIB's position as a European regional specialist in the most advanced global
financial markets and investment banking services will enable it to round out the broad range of services it
provides to its customers.
2009 CONSOLIDATED REPORT AND ACCOUNTS
68