GENERAL MEETING DRAFT - Bankier.pl

Contents
5
Introduction 7
Board of Directors and Board of Statutory Auditors 9
Chairman’s message to the Shareholders 10
UniCredit Group Profile 12
Strategy and Results 19
CEO’s Letter to the Shareholders 20
2009 Highlight 22
Note to the Report on Operations and Consolidated Accounts 23
Report on Operations 29
Highlight 30
Condensed Accounts 32
Quarterly Figures 34
Comparison of Q4 2009 / Q4 2008 36
Segment Reporting (Summary) 37
Group Figures 38
UniCredit Share 39
Group Results 40
Results by Business Segment 56
Other information 110
Subsequent Events and Outlook 122
Corporate Governance 125
Governance organizational structure 126
Management Committee 138
Group Management Team 140
Consolidated Financial Statements 147
Condensed Accounts 149
Notes to the Consolidated Accounts 159
Annexes 513
Consolidated Financial Statements Certification pursuant to art. 81-ter of
Consob Regulation no. 11971 of May 14, 1999, as amended 567
Report of External Auditors in accordance with art. 156 of Legislative decree no.
58 of February 24, 1998 571