chapter viii wool & wollen textiles industry - Ministry of Textiles
chapter viii wool & wollen textiles industry - Ministry of Textiles
chapter viii wool & wollen textiles industry - Ministry of Textiles
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ministry <strong>of</strong> <strong>textiles</strong><br />
2. HANDLOOM WEAVERS<br />
COMPREHENSIVE WELFARE<br />
SCHEME<br />
Since 2005-06 and 2006-07 the<br />
Government <strong>of</strong> India was implementing<br />
two separate schemes namely the ‘Health<br />
Insurance Scheme’ for providing health<br />
care facilities to the handloom weavers<br />
in the country and the ‘Mahatma Gandhi<br />
Bunkar Bima Yojana’ for providing Life<br />
Insurance Cover to handloom weavers in<br />
case <strong>of</strong> natural / accidental death, total<br />
/ partial disability due to accident. During<br />
the 11th Plan, both schemes have been<br />
amalgamated into one scheme namely<br />
Handloom Weavers’ Comprehensive<br />
Welfare Scheme. The details <strong>of</strong> the<br />
schemes are as under:<br />
2.1 Health Insurance Scheme (HIS)<br />
The revised Health Insurance scheme for<br />
Handloom Weavers is being implemented<br />
during 2010-11 & 2011-12 to enroll 17.97<br />
lakh weavers each policy year from 692<br />
clusters all over India, Zone-I (in the<br />
States <strong>of</strong> (Kerala, Karnataka, Puducherry,<br />
Tamilnadu, Andhra Pradesh, Orissa,<br />
Bihar, Chhatisgarh, Uttar Pradesh,<br />
Gujarat, Madhya Pradesh, Maharashtra,<br />
Rajasthan) and Zone-II (in the States <strong>of</strong><br />
Assam, Arunachal Pradesh, Manipur,<br />
Meghalaya, Mizoram, Nagaland, Sikkim,<br />
Tripura, Himachal Pradesh, Haryana,<br />
J& K, Jharkhand, Uttarakhand, West<br />
Bengal). The rates <strong>of</strong> premium are<br />
given at table 10.5.<br />
The annual limit per family is Rs.15,000/-<br />
out <strong>of</strong> which OPD cover will be Rs.7500/-.<br />
The scheme envisages covering (a) not<br />
only the weaver but also his wife and<br />
two children (b) all pre-existing diseases<br />
as well as new diseases and (c) has<br />
substantial provision for OPD. The<br />
ancillary handloom worker like those<br />
engaged in warping, winding, dyeing,<br />
printing, finishing, sizing, Jhala making,<br />
jacquard cutting etc. are also eligible to<br />
be covered. The progress <strong>of</strong> the scheme<br />
is given at Table 10.6.<br />
The following new initiatives have been<br />
taken in the Health Insurance Scheme for<br />
more effective implementation –<br />
1. The premium has been reduced by<br />
14% as compared to previous year.<br />
This has enabled more coverage <strong>of</strong><br />
weavers in the Policy year (2010-11)<br />
& (2011-12), i.e., 17.97 lakh weavers<br />
each as compared to 16.11 lakh<br />
weavers enrolled during the year<br />
2009-10.<br />
Table 10.5<br />
Zone-I ( 317 Clusters)<br />
Govt. <strong>of</strong> India Share<br />
Premium - Rs. 681.60<br />
Service Tax - Rs. 87.76<br />
Total - Rs. 769.36<br />
*Weaver/State Govt.<br />
contribution - Rs. 170.40<br />
Total Premium - Rs. 939.76<br />
( i.e.Rs.852.00 + 87.76)<br />
Zone-II (375 Clusters)<br />
Govt. <strong>of</strong> India Share<br />
Premium - Rs. 559.20<br />
Service Tax - Rs. 71.99<br />
Total - Rs. 631.19<br />
*Weaver/State Govt.<br />
contribution - Rs. 139.80<br />
Total Premium - Rs. 770.99<br />
(i.e.Rs.699.00 + 71.99)<br />
* The minimum contribution by weaver should be Rs.50/- even in cases where the State Govts. are making<br />
contribution on his behalf.<br />
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