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chapter viii wool & wollen textiles industry - Ministry of Textiles

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annual report 2011-12<br />

Table 10.6.<br />

Enrolment and Claims settled under Health Insurance Scheme (upto Dec. 2011)<br />

Policy Year Weavers’ enrolled No. <strong>of</strong> claims Settled Amount<br />

(Rs. in Cr.)<br />

2007-08 17,74,034 23,62,619 107.09<br />

2008-09 18,78,334 39,50,281 118.04<br />

2009-10 16,11,837 37,46,864 80.71<br />

2010-11<br />

17,97,513<br />

2,61,632 7.08<br />

(Policy period w.e.f.<br />

Dec.,10 to Nov.,11)<br />

(target)<br />

Cumulative Total 70,61,718 1,03,21,396 312.92<br />

2. The Service Provider has been<br />

selected for a period <strong>of</strong> two policy<br />

years, i.e., 2010-11 and 2011-12.<br />

3. The Insurance Company has its<br />

Cluster Coordinator/TPA in threefourth<br />

<strong>of</strong> 692 clusters <strong>of</strong> the country.<br />

4. Insurance Company has established<br />

tie-up with OPD/IPD for cashless<br />

facility in 90% <strong>of</strong> the handloom<br />

clusters in each State.<br />

5. For settlement <strong>of</strong> reimbursement<br />

claims, the beneficiary has to submit<br />

a claim within 60 days from the end<br />

date <strong>of</strong> policy period.<br />

6. The Insurance Company shall settle<br />

such claims within 30 days from its<br />

date <strong>of</strong> receipt.<br />

7. In case <strong>of</strong> delay <strong>of</strong> settlement, <strong>of</strong><br />

valid claims, Insurance Company<br />

pays interest on pro rata basis on<br />

the amount @ which is 2% above the<br />

bank rates prevalent at the beginning<br />

<strong>of</strong> the financial year in the year in<br />

which the claim was received by it.<br />

8. Insurance Company provides web<br />

based access, as far as possible,<br />

to data relating to enrollment, MIS<br />

reports, status <strong>of</strong> claims, balance<br />

amount left in his account (as a<br />

Statement <strong>of</strong> Treatment, on demand)<br />

9. Insurance Company conduct health<br />

camps periodically for grievance<br />

redressal, awareness and collection<br />

<strong>of</strong> claims.<br />

10. Reimbursement claims can be<br />

submitted by the beneficiary through<br />

the Cluster Coordinator <strong>of</strong> Insurance<br />

Company, TPA, through RPAD or<br />

Courier.<br />

11. A Grievance Redressal Committee<br />

has been formed in all States having<br />

more than 5000 health card holders.<br />

This Committee will constitute <strong>of</strong> 3<br />

members, will meet monthly to receive<br />

and settle complaints/grievances and<br />

to settle them within 60 days <strong>of</strong> the<br />

complaint being filed. The cost <strong>of</strong> the<br />

above Committee will be borne by<br />

the Insurance Company<br />

12. Insurance Company is responsible to<br />

provide all information under RTI or<br />

for Audit purposes to any authorized<br />

Government agency or O/o DCHL,<br />

as and when required.<br />

2.2 Mahatma Gandhi Bunkar Bima<br />

Yojana (MGBBY)<br />

The MGBBY is being implemented<br />

through the Life Insurance Corporation<br />

<strong>of</strong> India. The contribution <strong>of</strong> the annual<br />

premium <strong>of</strong> Rs.470/- per member under<br />

the scheme is at table 10.7.<br />

121

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