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Life insurance products<br />

Structure of life insurance premiums by insurance type:<br />

Vita AS - mixed life insurance for endowment or<br />

death,<br />

Vita AS Plus - mixed life insurance with critical<br />

illness coverage,<br />

Kredit Vita AS - decreasing term life insurance<br />

according to an amortisation schedule <strong>and</strong> an optional<br />

restriction on transferability in favour of a lender,<br />

VitaFin AS za vse življenje - life insurance for the<br />

entire life span,<br />

VitaFin AS za določen čas - term life insurance,<br />

VitaFin AS with a decreasing insurance amount<br />

(linked to a loan contract),<br />

154<br />

Vitafond AS - unit-linked life insurance,<br />

Vitafond AS investment package - life insurance<br />

with investments in three different investment<br />

packages,<br />

Vitafond Azija Garant - a unique unit-linked<br />

life insurance with a guaranteed principal upon<br />

endowment,<br />

Vitafond Azija Garant Plus - new version differing<br />

from AG in terms of investments (investment in sharebased<br />

mutual funds in addition to hedge funds),<br />

Additional accident insurance,<br />

Term annuities,<br />

Pension annuity - annuity insurance for life.<br />

Voluntary supplementary pension insurance:<br />

Pokojninski temelj AS - a voluntary supplementary<br />

pension insurance.<br />

Mixed <strong>and</strong> risk-cover life insurance 50%<br />

Unit-life insurance 46%<br />

Voluntary supplementary pension insurance 4%<br />

Property insurance<br />

Insuring property <strong>and</strong> services is the largest<br />

area of operations for Adriatic Slovenica. It offers<br />

policyholders a comprehensive, contemporary<br />

range of products with effective management of<br />

accumulated premiums used to generate new<br />

assets. Measured by premiums collected in 2007,<br />

the largest insurance type was automobile<br />

third-party liability insurance, followed by motor<br />

vehicle hull insurance, accident insurance, fire<br />

insurance <strong>and</strong> other damage insurance.

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