We build business networks and relationships ... - skupina kd group
We build business networks and relationships ... - skupina kd group
We build business networks and relationships ... - skupina kd group
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to Fondpolica investment funds with an investment<br />
package. In cooperation with Deutsche bank AG,<br />
we offered the Slovenian <strong>and</strong> foreign markets the<br />
life insurance products Fondpolica Azija Garant<br />
Plus <strong>and</strong> Fondpolica Renta Garant. <strong>We</strong> were the<br />
first Slovenian insurance company to develop<br />
<strong>group</strong> life insurance (Group Life Package), which<br />
is completely comparable with other contemporary<br />
life insurance products across Europe. <strong>We</strong> also<br />
developed a new life insurance product with active<br />
asset management, Fondpolica Dirigent. In addition<br />
developed the new package insurance products,<br />
Mladi, Aktivni <strong>and</strong> Senior, <strong>and</strong> upgraded our offer<br />
for athletes with the packages Vrhunski športnik <strong>and</strong><br />
Športnik. Adriatic Slovenica also played an active<br />
role in the health insurance card project,<br />
KZZ-Online, in which the Health Institute of<br />
Slovenia (ZZZS) established a new information<br />
system that will directly link the information systems<br />
of healthcare service providers with the systems of<br />
the ZZZS <strong>and</strong> insurance companies which provide<br />
supplementary healthcare insurance.<br />
to the aforementioned, we developed two products,<br />
86<br />
adapted for marketing via the new company,<br />
KD Finančna točka: life insurance linked to the<br />
investments funds of the investment plans KD<br />
Družina <strong>and</strong> KD Pokojnina.<br />
At Adriatic Slovenica, we introduced several new<br />
automobile insurance products <strong>and</strong> supplemented<br />
them with Maxi assistance, completely updated<br />
general liability insurance <strong>and</strong> developed entirely<br />
new credit insurance products, which are based<br />
on insurance for default due to classic insurance<br />
risks <strong>and</strong> cover policyholders against unexpected<br />
events such as death, work disability <strong>and</strong> loss of<br />
employment without fault. Vita Fond investment<br />
packages, Vitafond Azija Garant Plus, Vitafond<br />
Renta Garant in Družinski Paket are new life<br />
insurance products developed in cooperation with<br />
Group members. For borrowers, we prepared<br />
the new Kredit Vita AS, a life insurance product<br />
intended for package sales with new credit<br />
insurance products. In the area of healthcare, we<br />
With regard to sales of financial services, KD<br />
Finančna točka continued developing its own<br />
system for training the sales network. Based<br />
on past experiences <strong>and</strong> needs identified while<br />
conducting training <strong>and</strong> feedback from participants,<br />
we began upgrading the system to a three-level<br />
individual development model in the second half<br />
of 2007: (1) advisor, (2) advisor manager <strong>and</strong> (3)<br />
advisor manager/expert. The objective of training<br />
is to develop <strong>and</strong> strengthen innovative thinking<br />
of the individual in all areas (organisation <strong>and</strong> the<br />
development of people <strong>and</strong> products) to stimulate<br />
the direct contribution of the individual to the<br />
company’s development. KD Finančna točka<br />
also played an active role in the development of<br />
the Fondpolica life insurance products with an<br />
investment package <strong>and</strong> in the development of<br />
Fondpolica Dirigent.