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We build business networks and relationships ... - skupina kd group

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to Fondpolica investment funds with an investment<br />

package. In cooperation with Deutsche bank AG,<br />

we offered the Slovenian <strong>and</strong> foreign markets the<br />

life insurance products Fondpolica Azija Garant<br />

Plus <strong>and</strong> Fondpolica Renta Garant. <strong>We</strong> were the<br />

first Slovenian insurance company to develop<br />

<strong>group</strong> life insurance (Group Life Package), which<br />

is completely comparable with other contemporary<br />

life insurance products across Europe. <strong>We</strong> also<br />

developed a new life insurance product with active<br />

asset management, Fondpolica Dirigent. In addition<br />

developed the new package insurance products,<br />

Mladi, Aktivni <strong>and</strong> Senior, <strong>and</strong> upgraded our offer<br />

for athletes with the packages Vrhunski športnik <strong>and</strong><br />

Športnik. Adriatic Slovenica also played an active<br />

role in the health insurance card project,<br />

KZZ-Online, in which the Health Institute of<br />

Slovenia (ZZZS) established a new information<br />

system that will directly link the information systems<br />

of healthcare service providers with the systems of<br />

the ZZZS <strong>and</strong> insurance companies which provide<br />

supplementary healthcare insurance.<br />

to the aforementioned, we developed two products,<br />

86<br />

adapted for marketing via the new company,<br />

KD Finančna točka: life insurance linked to the<br />

investments funds of the investment plans KD<br />

Družina <strong>and</strong> KD Pokojnina.<br />

At Adriatic Slovenica, we introduced several new<br />

automobile insurance products <strong>and</strong> supplemented<br />

them with Maxi assistance, completely updated<br />

general liability insurance <strong>and</strong> developed entirely<br />

new credit insurance products, which are based<br />

on insurance for default due to classic insurance<br />

risks <strong>and</strong> cover policyholders against unexpected<br />

events such as death, work disability <strong>and</strong> loss of<br />

employment without fault. Vita Fond investment<br />

packages, Vitafond Azija Garant Plus, Vitafond<br />

Renta Garant in Družinski Paket are new life<br />

insurance products developed in cooperation with<br />

Group members. For borrowers, we prepared<br />

the new Kredit Vita AS, a life insurance product<br />

intended for package sales with new credit<br />

insurance products. In the area of healthcare, we<br />

With regard to sales of financial services, KD<br />

Finančna točka continued developing its own<br />

system for training the sales network. Based<br />

on past experiences <strong>and</strong> needs identified while<br />

conducting training <strong>and</strong> feedback from participants,<br />

we began upgrading the system to a three-level<br />

individual development model in the second half<br />

of 2007: (1) advisor, (2) advisor manager <strong>and</strong> (3)<br />

advisor manager/expert. The objective of training<br />

is to develop <strong>and</strong> strengthen innovative thinking<br />

of the individual in all areas (organisation <strong>and</strong> the<br />

development of people <strong>and</strong> products) to stimulate<br />

the direct contribution of the individual to the<br />

company’s development. KD Finančna točka<br />

also played an active role in the development of<br />

the Fondpolica life insurance products with an<br />

investment package <strong>and</strong> in the development of<br />

Fondpolica Dirigent.

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