We build business networks and relationships ... - skupina kd group
We build business networks and relationships ... - skupina kd group
We build business networks and relationships ... - skupina kd group
You also want an ePaper? Increase the reach of your titles
YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.
KD Holding Group<br />
Notes to Consolidated Financial Statements as at <strong>and</strong> for the year ended 31 December 2007<br />
2007 42 – 210 thous<strong>and</strong> EUR 210 - 830 thous<strong>and</strong> EUR over 830 thous<strong>and</strong> EUR<br />
Without With Without With Without With<br />
reinsurance reinsurance reinsurance reinsurance reinsurance reinsurance<br />
Construction 57,516 51,764 37,536 31,557 410,152 275,192<br />
Manufacturing 263,465 236,547 392,417 349,739 1,859,570 1,120,263<br />
Our services 5,836,710 5,252,264 2,009,133 1,795,019 5,522,750 2,827,036<br />
Total: 6,157,691 5,540,576 2,439,085 2,176,314 7,792,471 4,222,491<br />
2006 42 – 210 thous<strong>and</strong> EUR 210 - 830 thous<strong>and</strong> EUR over 830 thous<strong>and</strong> EUR<br />
Without With Without With Without With<br />
reinsurance reinsurance reinsurance reinsurance reinsurance reinsurance<br />
Construction 17,595 15,836 43,151 37,665 290,997 245,082<br />
Manufacturing 336,844 302,817 424,881 374,310 1,769,138 638,285<br />
Our services 6,292,461 5,662,236 1,720,943 1,534,179 5,061,720 2,609,417<br />
Total: 6,646,900 5,980,888 2,188,975 1,946,155 7,121,855 3,492,784<br />
In the life insurance segment a potential concentration<br />
of insurance risk can be seen in contracts with<br />
extremely high sums insured.<br />
The table below indicates the concentration of<br />
insurance risk for life insurance, with the total sum<br />
insured risk categorised into four categories, depending<br />
on the amount of the sum insured involved in the<br />
individual insurance contract.<br />
243<br />
Total sum insured risk of all contracts as at 31.12.2007<br />
Without reinsurance<br />
With reinsurance<br />
0 – 29,999 EUR 1,370,044,137 1,345,759,964<br />
30,000 – 59,000 EUR 295,329,593 215,449,399<br />
60,000 – 99,999 EUR 22,729,364 8,124,951<br />
More than 100,000 EUR 6,085,931 635,008<br />
Total: 1,694,189,025 1,569,969,322<br />
Total sum insured risk of all contracts as at 31.12.2006<br />
Without reinsurance<br />
With reinsurance<br />
0 – 29,999 EUR 912,403,505 871,013,610<br />
30,000 – 59,000 EUR 167,183,667 141,821,950<br />
60,000 – 99,999 EUR 4,561,306 1,692,547<br />
More than 100,000 EUR 3,289,250 1,100,042<br />
Total: 1,087,437,728 1,015,628,149<br />
For annuity insurance we present risk concentration<br />
with total annual annuities classified into five<br />
categories, depending on the amount of the annual<br />
annuity per individual insured. As the annual annuity<br />
we consider the amount which the insured would<br />
receive if the contract was already due for payouts.
Change language