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Thursday 16 April 2015 11:00 - 12:30<br />
PAPER SESSION 4<br />
This paper sets out to develop an exploratory sociological analysis of the phenomenon of payday lending. Exemplified<br />
today by online providers like Wonga.com and QuickQuid.com, payday lenders are private lenders who market small,<br />
short-term personal loans to consumers. As the industry has developed, it has attracted significant opprobrium from<br />
politicians, commentators and state authorities and regulators due to the relatively high interest rates incurred with<br />
these loans and the fact that it is relatively disadvantaged consumers – who often have little borrowing alternative –<br />
who are targeted. However, rather than being something new, it will be demonstrated how credit aimed at the poor<br />
has been longstanding object of liberal concern. The paper goes on to outline the ways in which the payday industry<br />
has been stigmatized through a process of 'othering' whereby its clients are ostensibly ensnared, coerced and denied<br />
the capacity for self-determination. It is suggested this authoritative reaction is symptomatic of a wider de-politicization<br />
of poverty and structural inequality.<br />
‘Troubled Families’: Policy Continuity and Discontinuity?<br />
Shannon, M.<br />
(University of Salford)<br />
The discourse around families perceived to have complex needs has developed at a policy level, very much reinforced<br />
by media representations. The notion of the troubled family has recently been generated as a result of Coalition<br />
Government policy-this controversial construction of particular families has been explicitly linked with the involvement<br />
of the welfare state. Within this context, the Governments Troubled Families tsar, Louise Casey has published an<br />
extensive outline of the policy, including the stories of a number of such families derived from interviews. The<br />
participants accounts present a picture of some of the complex and long standing issues they face.<br />
As a part of PhD research, literature was accessed exploring the notion of troubled and complex families. Exploring<br />
these ideas in previous decades shows a continuity in the construction of this idea. This paper seeks to show the<br />
continuity in the ideas about such families who present with complex problems, whilst highlighting the new, more<br />
controversial version of these ideas. The stories of families who are the subject of intensive family intervention in<br />
Casey's report are thus set in the context of this more individualised construction of family behaviour and will arguably<br />
be perceived and interpreted in this new context. This discourse reflects the rebalancing of the family/state<br />
relationship.<br />
Sociology of Education 1<br />
M137, GEORGE MOORE BUILDING<br />
Diversity and Difference within the Leadership of UK Students’ Unions<br />
Brooks, R., Byford, K., Sela, K.<br />
(University of Surrey)<br />
The social composition of higher education institutions has long been a focus of scholarly enquiry. While this body of<br />
work has typically concentrated on the social characteristics of university leaders, as well as students and academic<br />
staff more generally, we know little about the social characteristics of student leaders. This is perhaps surprising given<br />
the increasingly important role such leaders have taken on within the contemporary higher education landscape,<br />
particularly through the work of students' unions. To further our understanding in this area, this paper explores the<br />
social diversity of students' unions and student leaders. It argues that, although there is some variation by social<br />
characteristic, significant inequalities are evident across the sector as a whole. These can be explained with reference<br />
to the wider social context within which students' unions are located; the social composition of higher education<br />
institutions; and the functioning of social networks within individual institutions.<br />
A Rich Man's Game? Finance and Access to the Doctorate<br />
Pasztor, A., Wakeling, P.<br />
(Newcastle University)<br />
UK postgraduate student numbers have grown spectacularly recently: there are now over five times more<br />
postgraduates than in 1990. Despite this expansion, the number of UK students pursuing doctoral research degrees<br />
has remained stubbornly stable. Overall, little is currently understood about access to doctoral study, prompting calls<br />
for further research (McCulloch and Thomas, 2013). A substantial body of research on initial entry to HE identifies<br />
cultural factors as barriers to participation, including higher education is seen as unsuitable for 'someone like me'.<br />
However, financial support is not available for all doctoral students, which may be a disincentive to students from<br />
financially disadvantaged backgrounds, especially given recent changes to undergraduate student finance. Such<br />
BSA Annual Conference 2015 162<br />
Glasgow Caledonian University