Annual Report 2012

Notes to the financial statements(Expressed in millions of RMB, unless otherwise stated)63 Risk Management (continued)(1) Credit risk (continued)(h) Distribution of debt securities investments analysed by rating (continued)Bank2012Unrated AAA AA A Lower than A TotalIndividually assessed andimpaired gross amount– Banks and non-bank financialinstitutions 443 9 201 2,623 9,243 12,519– Other enterprises 76 2,820 – – – 2,896519 2,829 201 2,623 9,243 15,415Allowances for impairment losses (6,579)Subtotal 8,836Neither overdue nor impaired– Government 930,308 59 6,917 157 – 937,441– Central banks 310,423 3,549 15,831 – 1,253 331,056– Policy banks 350,761 – – 67 – 350,828– Banks and non-bank financialinstitutions 723,429 45,358 7,410 4,336 2,293 782,826– Cinda 57,622 – – – – 57,622– Public sector entities – – 84 – 259 343– Other enterprises 39,534 304,034 9,666 1,368 1,163 355,7652,412,077 353,000 39,908 5,928 4,968 2,815,881Allowances for impairment losses (2,886)Subtotal 2,812,995Total 2,821,831182 China Construction Bank Corporation annual report 2012