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CG 21 06 05 14 (Exclusion – Access Or Disclosure Of Confidential OrPersonal Information And Data-Related Liability – With Bodily InjuryException) — excludes coverage, under Coverages A and B, for injury ordamage arising out of any access to or disclosure of any person’s ororganization’s confidential or personal information, including patents, tradesecrets, processing methods, customer lists, financial information, creditcard information, health information or any other type of nonpublicinformation.CG 21 07 05 14 (Exclusion – Access Or Disclosure Of Confidential OrPersonal Information And Data-Related Liability – Limited Bodily InjuryException Not Included) – which is very similar to CG 21 06 but does notinclude the bodily injury exception described above.CG 21 08 05 14 (Exclusion – Access Or Disclosure Of Confidential OrPersonal Information (Coverage B Only) — exclusion with respect to anyaccess to or disclosure of any person’s or organization’s confidential orpersonal information is limited to personal and advertising injuryB. Cyber Specific InsuranceThe cyber insurance industry has taken off in the last several years. It is estimated thatindustry premium for cyber coverage moved from $675 million in 2012 to $1 billion in2013. About 70 admitted and non-admitted carriers have entered the market spaceoffering a wide range or products. However, corporations must work carefully with their