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the Insured to the Insurer of a failure bythe Insured or by an independentcontractor for which the Insured is legallyresponsible to properly handle, manage,store, destroy or otherwise controlPersonal Information.”Policy A Policy B CommentaryFor purposes of businessFor purposes of businessDepending on the business,interruptioncoverage,interruptioncoverage,the wait time of 24 businessPeriod of Restoration isdefined as beginning “afterthe time of interruption,degradation or failure of theComputer System.”Period of Restoration isdefined as beginning:“twenty-four (24) businesshours after the actualimpairment or denial ofOperations occurs.”hours may be significant interms of the potential for lostincome, and how businesshours are calculated, e.g., 8hour days, or 24 hour days.The duration of the coveragealso differs form to form,varying from 30 days to 120days of lost income.

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