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Finally, once a business continuity plan is in place, a responsible employee or team ofemployees should be designated to continually monitor and update the plan asnecessary. In addition, after a catastrophic event, a business should retrospectivelyexamine its business continuity plan and determine what worked and what did not workunder the circumstances. During this self-assessment, it is important to obtain inputfrom management as well as employees involved in ground-level operations in order toproperly evaluate the effectiveness of your plan and make necessary changes.AT&T has prepared a business continuity planning checklist which is attached asExhibit A.C. InsuranceIn preparing for a catastrophic event, it is important for a business to analyze itsinsurance coverage thoroughly. The business should be concerned not only with theamount of insurance coverage, but also with whether catastrophic events, in particular,are covered. It is vital that you review your insurance portfolio with your insurancebroker or agent to ensure that you fully understand the coverage, deductibles, andexclusions in your policy. You should generate a list of potential catastrophic incidentsapplicable to your business and then review the incidents with the agent/broker to makesure they are covered. Often, additional riders are required to cover such naturaldisasters as floods and earthquakes. This may include an “Act of God” clause, whichcovers damages due to natural causes. It is important to insure against not onlyproperty damage, but also losses arising from business and work stoppages, lostMarch 5, 2015 10 @ 3-5-2015 ALFA International6427256.3/SP/00009/0099/011215