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Advertising injury. Similar to Coverage B in CGL policies, some cyber policiesoffer coverage in the event that data displayed via your company’s websitecauses injury to third persons, such as defamation, invasion of privacy,plagiarism, misappropriation of copyright, etc.D&O/Management liability. Generally broad form/all risks coverage for officersand directors. Risks are covered unless specifically excluded.4. Apples to OrangesBecause of the vast differences in coverages, it is difficult to compare apples to apples,so each form must be carefully reviewed for the types of coverage. The devil is in thedetails – and in this case, in the definitions – so review of the insuring language is only afirst step in understanding the scope of coverage being purchased as the definitionsmay well limit what might otherwise appear to be broad coverage. Care should also betaken when reviewing the defense coverage as some policies afford defense outside oflimits, some provide that defense coverage erodes limits, and some provide that thecarrier has the right to recoup defense expenses under certain circumstances.Below are some samples of various policy terms with some cautionary notes to assist inyour review.