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Services Standards: Defining the Core Consumer Elements ... - ANEC

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<strong>Services</strong> <strong>Standards</strong><br />

Joint/subsidia<br />

ry liability in<br />

trilateral<br />

contracts<br />

Liability for<br />

personal<br />

injury and<br />

belongings<br />

<strong>Consumer</strong><br />

contract law<br />

on services<br />

Rules on<br />

combined<br />

contracts<br />

(sale and<br />

credit) credit;<br />

package tour<br />

(liability of<br />

operator);<br />

financed time<br />

sharing<br />

contracts<br />

Transport<br />

Air carrier<br />

liability in <strong>the</strong><br />

case of<br />

accidents 375 ;<br />

Railway<br />

undertakings;<br />

envisaged<br />

liability in<br />

case of<br />

accidents<br />

(also hand<br />

luggage)<br />

along <strong>the</strong> line<br />

of <strong>the</strong><br />

Montreal<br />

convention 376<br />

;<br />

Financial<br />

services<br />

Triangle<br />

credit card<br />

issuer,<br />

contracting<br />

company and<br />

credit card<br />

user<br />

Network<br />

services for<br />

customers<br />

(electricity,<br />

gas,<br />

telecommun<br />

ication,<br />

postal<br />

services)<br />

Postal<br />

services:<br />

particularly in<br />

case of loss,<br />

<strong>the</strong>ft or<br />

damage 377<br />

<strong>Services</strong><br />

such as<br />

contracts<br />

with liberal<br />

professions<br />

and<br />

craftsmen<br />

Professional<br />

liability<br />

insurance<br />

and<br />

guarantees 378<br />

5. Post-contractual stage – after-sales services, complaint handling,<br />

dispute settling, collective redress, protection against insolvency<br />

The contractual obligations do not end with <strong>the</strong> performance of <strong>the</strong> original<br />

obligations. Quite often service providers offer maintenance and after-sales<br />

services; <strong>the</strong>se are provided mostly on a voluntary basis.<br />

375 Regulation 2027/97 as amended by Regulation 889/2002.<br />

376 COM (2004), 143 final, 3.3.2004.<br />

377 Article 19 Directive 2002/39/EC. Strictly speaking <strong>the</strong> Directive presupposes that such rules<br />

exist under national law.<br />

378 Article 23 of <strong>the</strong> Service Directive.<br />

121

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