ACS Assessor Guide - Security Industry Authority

ACS Assessor GuideSection 4 – Criterion Specific Guidelines: Criteria 44.3 An SIA Approved Contractor can demonstrate that it carries the required business insurance.4.3.1 There is sufficient insurance cover to meet contractual requirements.Clarification:The assessor should ask the applicant organisation to explain what their insurance covers andhow it is relevant to their business. Reference should be made to the relevant BritishStandard for appropriate levels of insurance for the sector.Organisations should be able to demonstrate how changes to their size, nature of business,etc have been reflected in their annual renewal. Where organisations undertake activitiessuch as security at events on an occasional or seasonal basis, they need to ensure that theirinsurers are fully aware of the extent and nature of these activities.Assessors should not consider that simply viewing the insurance certificate is sufficient forverifying this indicator. Assessors should question decision makers as to how the level ofcover was determined and make a judgement on, given what they know about theorganisation, whether the level of cover is sufficient.TestHas the company advised their insurers of significant changes in circumstances eg additionalsectors, growth etc.Can the applicant show the assessor the most recent renewal schedule with relevantchanges advised?Linkages with other Indicators:4.2.3 A clear ‘fit and proper’ management structure with defined and understood authoritylevels is in place.7.1.1 Leaders can demonstrate, relevant to sector, knowledge of the legislative framework,common law, working practice, and industry standards/codes of practice.Ref: BS7960; BS7499; BS798491The contents of this publication are copyright ©2013 Security Industry Authority, all rights reserved. No part of the contents may be reproduced or transmitted in any form, by any means without prior written permission of the copyright owner.