RAPPORTS ET BILAN 2010 - BCEE

2009 2010
Encours hors Encours avec Taux de Encours hors Encours avec Taux de
impairment impairment collatéralisation impairment impairment collatéralisation
moyen
moyen
Retail
High grade 3.751.019.541 3.751.019.541 87,74% 4.526.410.399 4.526.410.399 81,22%
Standard grade 3.237.733.736 3.237.733.736 81,57% 3.725.924.833 3.725.924.833 91,67%
Sub-standard grade 599.487.295 599.487.295 83,63% 630.233.807 630.233.807 88,31%
Past due but not impaired 11.038.709 11.038.709 83,63% 4.794.896 4.794.896 88,31%
Impaired 138.418.024 116.683.077 87,74% 128.879.546 109.860.919 73,99%
Not rated - - - - - -
Autres
High grade - - - - - -
Standard grade - - - - - -
Sub-standard grade - - - - - -
Past due but not impaired - - - - - -
Impaired - - - - - -
Not rated 7.415.740 7.415.740 - 2.102.765 2.102.765 -
Total Rubriques 21.265.633.646 - 20.144.985.162 -
3 COMPTES ANNUELS ET COMPTES CONSOLIDES DE LA BANQUE
Instruments financiers
detenus à des fins de
transaction et
instruments dérivés de
couverture
Banques
High grade 190.434.965 190.434.965 12,80% 134.803.620 134.803.620 19,86%
Standard grade 33.415.785 33.415.785 33,82% 22.622.828 22.622.828 45,69%
Sub-standard grade 3.182.466 3.182.466 - - - -
Past due but not impaired - - - - - -
Impaired - - - - - -
Not rated 6.537.144 6.537.144 - 113.086 113.086 -
Corporates
High grade - - - - - -
Standard grade - - - 4.360.177 4.360.177 -
Sub-standard grade - - - 373.229 373.229 -
Past due but not impaired - - - - - -
Impaired - - - - - -
Not rated - - - 1.890.080 1.890.080 -
145